How Much do
Q: How much do Judgment Enforcers charge to enforce
Judgment Enforcers charge?
Most judgment enforcers charge you nothing out
of pocket, you
only pay a portion of what is recovered from the
Most judgment enforcers (JEs) charge 50%,
because most judgments
are difficult and expensive to enforce.
The best judgment enforcers usually stick to
they often use lawyers and PIs to go after the
debtor to recover your money much quicker.
However, everything is negotiable, and every
judgment situation is different.
When a judgment is tough because the judgment
no assets showing, and has deeply hidden assets
very hard to reach, an enforcer might charge
much more to
recover a judgment, we have seen 90%. The
original judgment creditor accepted 90% was the
costs, and difficulty of recovering the
judgment was very high.
10% of something is better than 100% of
Some JEs keep the interest a successful
recovery can earn - and some split the
interest with you.
(Laws may be coming that reduces the interest
debtors have to pay. Also, interest is not
collected in real life.)
We know many people with a new judgment think 50% is
to pay. And in some situations, 50% may be too much to
How much you pay is between you and the judgment
If you want your judgment enforced for 25% and you
a large judgment on a rich debtor - perhaps 25% is
(Bill Handel says 20% at most - what is he smoking?)
JudgmentBuy stays out of it, it is between you and the
Note that when the judgment debtor is overseas, or
is going to very hard to collect from, sometimes 80%
the judgment enforcer and 20% for you is fair!
First let us save
you some time. (JudgmentBuy
saves you a lot of time and money.)
want your judgment to
be enforced for less than 50%, or want to sell your
cash up-front only,
or have any other
request, just tell us.
We work with the best judgment buyers, enforcers,
and collections attorneys.
The best charge 50%. If you want to pay less than 50%,
or have any
terms or preferences, please tell JudgmentBuy and we will
tell you our experience and suggest your best options.
Every judgment and situation is different, but
small judgments that are not easy) 50% is an average
There are many reasons why 50% is usually very fair -
JudgmentBuy refers judgments to
professional JEs, to better go after judgment debtor's
Upon a successful recovery from the debtor -
the Original Judgment Creditor (OJC) always get their
JudgmentBuy only saves you time and money, you never
get paid less
by starting with Judgmentbuy.
The JE (who worked hard to
recover your money), perhaps a Finder, and
split any leftover net profits only you are paid.
- There are many ways for judgment debtors to make
enforcement difficult and expensive.
- The economy means fewer judgment debtors
have available assets.
- Enforcing judgments takes lots of time - and many
years of (always ongoing) study.
- Court, Sheriff, postage, and process-serving fees
are higher now.
- Often the time, work, and money spent
on judgment enforcement is not
recovered, that is the
risk taken on by the JE.
- Professional judgment enforcers
have full access to - and must
pay for expensive private databases and information
services that are
not available to the public - or on any "web detective"
Experienced and verified JEs that own judgments,
are authorized to use "restricted" databases -
similar to those used
by law enforcement and investigative agencies.
- To have access to the above, a JE
must meet several requirements - including
passing a background check, having an office, passing
inspection by a licensed private investigator, having
a business license, etc.
- Enforcing judgments is a business with expenses
- New laws that protect debtors are being created
- Bankruptcy is rising at an exponential
If judgment debtors have assets,
they sometimes live "under the radar" paying cash
for everything - and working under the table. Sometimes
out of their names, into the name of someone else - or
The work to find debtors and their assets, and perhaps
asset hiding is laborious, costly, time consuming,
and requires many court appearances at least, and major
Even "easy" and "quick" cases have court-related and
Judgment enforcers (not you) pay all the expenses
The best judgment enforcers pursue the judgment debtor
until all current assets are seized, past
assets are put back into the judgment
debtor's name and seized, and future
assets are recovered to satisfy the judgment.
When the judgment debt
is large and the debtors are hiding massive assets,
Judgment enforcers sometimes work with
lawyers and receivers
(see our Receiver and
Finding The Right Lawyer
articles), to uncover and seize hidden assets.
(Also see our National
Lawyer State Bar List).
If the judgment debtor changes their name and
moves overseas and hides their assets -
the judgment enforcer will
likely return the judgment back to you, as nothing can
unless the judgment is huge and the debtor has lots of
You get paid after the judgment enforcer
recovers money from the judgment debtor.
You get (e.g.) 50% of any money they recover from the
Fifty percent is usually
the necessary and standard rate for experienced
Judgment Enforcers (JEs). 50% enables JE to
cooperate (share rewards, see our
with JEs (near the debtor) -
to follow the debtor no matter where they go. 50%
JEs to dig deep, hire lawyers and PIs, and spend lots
of time and
money to discover and take debtor's assets.
While there are some JEs
who enforce average judgments for less than 50%,
such JEs may be new,
or may give up on and return
all but the easiest-to-enforce judgments.
In general, a JE at 50%, is
more likely to get you paid. If your large judgment
really is easy to enforce, a discount from 50% should
Every situation, debtor, and JE is unique.
If you assign an easy-to-enforce
judgment to a JE and it really is
easy-to-enforce, the JE
may reduce the 50% charge.
If, and how much the JE reduces the charge
depends on many things (up to the
JE alone to determine.)
Most JEs are fair, and do not benefit from
Note that when the debtor is overseas, or
is going to very hard to collect from, sometimes 80%
the Judgment Enforcer and 20% for you is fair!
Even if you think your judgment enforcement will be
easy, e.g., you
the debtor works and banks,
most of the time it is not so easy.
The bank account almost always has
less than the amount owed. Debtors can
lose their jobs. There can be other
creditors ahead of you.
The debtor can file for bankruptcy protection.
(Even if they "can't" go bankrupt, nothing
them from trying again.) Hundreds of
can happen to make your "easy judgment"
require money, expertise, and persistent
efforts over a long time - to enforce.
Rarely, "easy" (larger) judgments are really
easy to enforce.
In those cases, JEs
might choose to reduce their fee. It is up to
Generally, JEs do not believe or
participate in, unjust enrichment.
Q: What about discounts if I sent more than
one judgment ?
A: Each judgment is unique. Sending more
than one judgment
does not save any significant time, or any money for
us or a judgment enforcer.
You can ask for a discount, but please do not argue,
Judgment enforcers do not discount rates on average,
Discounts are usually not appropriate on small
judgments, or with non-rich judgment debtors.
Q: What do you think if I send just one of my
judgments, and see how
you do? If you successfully enforce the first
then I'll send you the
rest of my judgments.
A: Each judgment is unique. "How we do"
depends on the debtor. Whether a judgment enforcer
recover one judgment has nothing to do with how they
the next judgment.
Either with JudgmentBuy's
advantage and expertise, or without - holding onto
your other judgments
only reduces the chances you will be paid,
and delays how fast money might come to you.
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