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ALABAMA Judgment Enforcement, Alabama Interest Rates: Pre-Judgment: 6%, Judgment: 12%. As of 9-1-2011, judgment interest is 7.5%
Statute Of Limitations (Years): Open Account: 3, Written Contract: 6, Domestic Judgments: 20, Foreign Judgments: 20. Bad Check Laws (Civil Penalty): Greater of $10 or actual bank charges. General Garnishment Exemptions: 75% of wages are exempt from garnishment. Collection Agency Requirements and License Requirements: Bond: No, License Required: Yes, Fee: $25 - $100 - Exemption for out-of-state collectors: Business License not required for out-of-state agency. See Alabama info. Mobile Alabama seems hostile to JEs. Jeffereson county is broke.

--->  Judgments with Debtors living in ALABAMA: 

CIVIL, COMMON PLEAS Court in FLORENCE county, SOUTH CAROLINA, Judgment Date: 2009, Base J Amount approx: $4,485.00, plus 12.00% interest. Judgment value now is approx $5,687.84.
Debtor in Florence - Lauderdale county, Alabama. Debtor company sued as INC - but company was never an INC, was and is a LLC, so judgment will need amending. valid and registered with secretary of state, LLC is at address of officer, so one could probably show alter ego but judgment amount is not so high. Officer of sued company runs a local church. May need to be domesticated to Alabama, - JB Ref# 893

In this state, 14 judgments have been placed, 3 partially recovered, 5 fully recovered (more than 80% of what was owed by the debtor was paid) so far, starting with JudgmentBuy.     (Back or Home)

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ALASKA Judgment Enforcement, Alaska Interest Rates: Maximum: Pre-Judgment: 10.5%, Judgment: 10.5% or contractual. Statute Of Limitations (Years): Sale of Goods: 4, Written Contract: 6. Domestic Judgments: 10, Foreign Judgments: 10. Alaska requires Plaintiff to give half of (recovered) awarded punitive damages to the State. (This can be waived on small judgments.) Homestead exemption is $54,000. Bad Check Laws (Civil Penalty): Damages in amount equal to $100 or triple the amount of the check whichever is greater. (But no more than $1000 over the amount of the check.) General Garnishment Exemptions: 75% of employee's weekly net income or $402.50 - whichever is more. Collection Agency Requirements and License Requirements: Bond: $5,000, License Required: Yes, Fee: $100 - Application and $200 - Agency Biennially. See Alaska info.

--->  Judgments with Debtors living in ALASKA: 

CIVIL, SUPERIOR Court in NORTH SLOPE county, ALASKA, Judgment Date: 2010, Base J Amount approx: $15,606.00, plus 3.50% interest. Judgment value now is approx $16,531.07.
Debtor in Barrow - North Slope county, Alaska. 2 Male debtors (DOBs 1957 and 1971) Never BK. Strong employment leads for both judgment debtors. - JB Ref# 916

FAMILY, SUPERIOR Court in ERIE county, NEW YORK, Judgment Date: 2003, Base J Amount approx: $30,081.00, plus 9.00% interest. Judgment value now is approx $52,601.13.
Debtor in Anchorage - Anchorage county, Alaska. Family court judgment against male debtor (DOB 1963) never BK, spotless record, on the grid, has family in Buffalo NY and moved to Alaska with new wife in her house.. Alaska is not a community property state, but new wife has a good job in Anchorage. Might be enforceable, family judgment not dischargeable, - JB Ref# 601

In this state, 9 judgments have been placed, 3 partially recovered, 3 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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ARKANSAS Judgment Enforcement, Arkansas Interest Rates: Pre-Judgment: 6% (or 5 points above the Fed. discount rate.), Judgment: Contract rate or 10% per annum whichever is greater. Statute Of Limitations (Years): Open Account: 3, Written Contract: 5 (partial payment stops the statute from running), Sale of Goods: (UCC-2) - 4. Domestic Judgments: 10 - Renewable, Foreign Judgments: 10.
Bad Check Laws (Civil Penalty): Twice amount of check - can start out with $15 charge per NSF check after 30 days. General Garnishment Exemptions: $500 head of family or $200 single. Includes personal property except clothing. Collection Agency Requirements and License Requirements: Bond: $5,000 to $25,000 License Required: Yes, Fee: $125 - $5 each employee. See Arkansas info.

--->  Judgments with Debtors living in ARKANSAS: 

All being enforced at this time.
In this state, 8 judgments have been placed, 2 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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ARIZONA Judgment Enforcement, Arizona (Community Property State) Interest Rates: Pre-Judgment: 10%, Judgment: 10% or contractual. Statute Of Limitations (Years): Open Account: 3, Written Contract: 6 in AZ (4 outside AZ). Domestic Judgments: 5 - additional 5 upon request (indefinitely), Foreign Judgments: 4. (After 4 years, you can't domesticate a judgment here, but you may be able to file a new lawsuit based on the original judgment.) Note that Arizona judgments must be renewed at the latest, 90 days before the 5 year expiration time, by filing an Affidavit Of Renewal with the court. Bad Check Laws (Civil Penalty): Twice the amount of check, costs of suit, and reasonable attorney fees. General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: Bond: $10,000 minimum (based on gross income), License Required: Yes, Fee: $1500 Application Fee and $600 Annual Fee plus $23 per Officers/Managers. To recover judgments, you should be a licensed as collection agency. Note that in Arizona, a corporation can represent itself in court. To domesticate a judgment in Arizona, one needs an exemplified copy of the judgment, and it costs about $300. If you are not a collection agency or a lawyer, be very careful enforcing judgments in this state. Effective Tuesday, September 6, 2011 - our leads can only go to a contingency lawyer, a licensed document preparer, a licensed collection agency, or an enforcer who buys judgments outright - or uses a lawyer for collections. Cheap to domesticate a judgment here, just $50. See Arizona info.

--->  Judgments with Debtors living in ARIZONA: 

SMALL CLAIMS, JUSTICE Court in MOHAVE county, ARIZONA, Judgment Date: 2007, Base J Amount approx: $2,007.00, plus 10.00% interest. Judgment value now is approx $2,580.22.
Debtor in Whittier - Los Angeles county, California. Restitution judgment, Debtor (DOB 1961) already paid $300 of it. Not default. Debtor has a lot of small crimes and one DUI. Never BK, unique name, Owns an 18-foot boat in Arizona. Seems to own property in Golden Shores, AZ. Now lives in mobile home park in California he probably just inherited. Goes to Topock, Arizona often. Might need to be domesticated to Calif. Looks partially enforceable, - JB Ref# 825

CIVIL, SUPERIOR Court in COCHISE county, ARIZONA, Judgment Date: 2009, Base J Amount approx: $15,438.00, plus 10.00% interest. Judgment value now is approx $22,951.50.
Debtor in Sierra Vista - Cochise county, Arizona. Female Debtor (DOB 1959) owns several AZ properties and houses in a trust named exactly as her name. This should be easily pierceable. Stable, on the grid, Never BK, - JB Ref# 763

CIVIL, SUPERIOR Court in MARICOPA county, ARIZONA, Judgment Date: 2006, Base J Amount approx: $23,379.00, plus 10.00% interest. Judgment value now is approx $35,270.34.
Debtor in Phoenix - Maricopa county, Arizona. Arbitration award - recorded as a money judgment - debtor seems good and stable, DOB 1976, never BK - a Plaintiff Owed Defendant case, male debtor (DOB 1976) seems to own 2 properties, clean record, has ownership in an investment business, fairly clean record. OJC will not assign his judgment, only a lawyer or collection agency can take this lead, - JB Ref# 803

In this state, 23 judgments have been placed, 7 partially recovered, 6 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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COLORADO Judgment Enforcement, Colorado Interest Rates: Pre-Judgment: 8%, Judgment: 8% (or higher if specified in contract or note or judgment)
Statute Of Limitations (Years): Open Account: 3, Written Contract: 6, Domestic Judgments - District Court: 20 (renewable every 20), County Court: 6 (renewable every 6), Foreign Judgments: 6.
Bad Check Laws (Civil Penalty): Treble Damages and Reasonable Fees General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: Bond: $12,000 - 20,000. License Required: Yes, Fee: Determined by collection agency board. Exemption for out-of-state collectors: Out of state collectors are exempt if (1) collecting only by interstate means (phone, fax, mail); (2) have no Colorado client; and [3] are regulated and licensed in the state in which they reside. To recover judgments, you must be a licensed as collection agency. See Colorado info. Colorado Judgment interest is compounded annually.

--->  Judgments with Debtors living in COLORADO: 

UNLAWFUL DETAINER, SUPERIOR Court in PUEBLO county, COLORADO, Judgment Date: 2011, Base J Amount approx: $2,592.00, plus 8.00% interest. Judgment value now is approx $2,822.96.
Debtor in Manessa - Conejos county, Colorado. Female (DOB 1967) married debtor, unique name, only 1 other tiny judgment against her. Employment lead, never BK, no crime, stable, on the grid, debtor not rich, but can be made to pay judgment or go on a payment plan, - JB Ref# 931

CIVIL, DISTRICT Court in DENVER county, COLORADO, Judgment Date: 1993, Base J Amount approx: $563,610.00, plus 8.00% interest. Judgment value now is approx $1,374,760.09.
Debtor in Brighton - Adams county, Colorado. Not a default judgment against unique name debtor (DOB 1945) and his defunct corporation. Needs to be renewed soon. Debtor rumored to have lots of assets. Debtor has tried to go BK 7, 4 times, each time dismissed for failure to file paperwork or other reasons - a sign a debtor has too many assets to go BK? Maybe. May own several properties, lives on a ranch he owns. Unusual things found when searching debtor on google. Seems to live in a house - owned by a corp. Another sign of a sneaky debtor with assets? Maybe. OJC want contingency attorney only, he needs to retain ownership of judgment - JB Ref# 620

CIVIL, DISTRICT Court in DENVER county, COLORADO, Judgment Date: 2003, Base J Amount approx: $2.13 million, plus 8.00% interest. Judgment value now is approx $3,552,423.35.
Debtor in Denver - Denver county, Colorado. District fraud jury trial judgment, 2 debtors remain, Complex fraud judgment, specific amounts against DOA entities not included, there is some federal interest due too, judgment is at least this amount. 2 debtors, Male and Female with very unique name. Female debtor (DOB 1952) based in Arapahoe county, seems to live in apartment, might be a nurse, stable, on the grid, perfect record, lots of info on google. Male debtor (DOB 1944) lives in house in Denver county landlord known, clean record except for 1 BK in 1998 long before cause of action on judgment. Debtors seem to own no properties but unique names show possible relatives. Assets unknown, believed to be working, worth checking due to unique names and amount of money absconded. OJC wants contingency lawyer only, needs to keep ownership of judgment, - JB Ref# 617

In this state, 16 judgments have been placed, 6 partially recovered, 5 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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CONNECTICUT Judgment Enforcement, Connecticut Interest Rates: Pre-Judgment: 8%, Judgment: 10%.
Statute Of Limitations (Years): Open Account: 6, Written Contract: 6, verbal Contract: 3, Domestic Judgments: 20 (sometimes 25) Small Claims Judgments: 10 (sometimes 15), Foreign Judgments: 20 Bad Check Laws (Civil Penalty): Personal liability of signatory on corporate claims unless signed in corporate capacity. General Garnishment Exemptions: 25% you may garnish disposable earnings each week, or 40 x federal minimum hourly wage, which ever is less. Similar to New York, CT requires a new trial for a summary judgment to domesticate a default judgment in this state. Collection Agency Requirements and License Requirements: Bond: $5000, License Required: Yes, Fee: $200 and $50 annually. See Connecticut info.

--->  Judgments with Debtors living in CONNECTICUT: 

All being enforced at this time.
In this state, 11 judgments have been placed, 4 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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DELAWARE Judgment Enforcement, Delaware Interest Rates: Pre-Judgment and Judgment - Federal Reserve Discount Rate Plus 5%. Statute Of Limitations (Years): Sale of Goods: 4, Open Account: 4, Written Contract: 3, Domestic and Foreign Judgments: 10 years. Bad Check Laws (Civil Penalty): Amount due, cost of suit, and protest fees. General Garnishment Exemptions: 85% of disposable earnings or disposable earnings minus $150 weekly according to schedule. Collection Agency Requirements and License Requirements: Bond: No, License Required: Yes, License Fee: $50 Yearly. See Delaware info.

--->  Judgments with Debtors living in DELAWARE: 

UNLAWFUL DETAINER, SUPERIOR Court in SUSSEX county, DELAWARE, Judgment Date: 2009, Base J Amount approx: $2,382.00, plus 5.50% interest. Judgment value now is approx $2,615.84.
Debtor in Frankford - Sussex county, Delaware. Unlawful detainer, Female debtor (DOB 1971) with unique name, never BK, stable, on the grid, fairly clean record. Shares SS with her mother, - JB Ref# 555

In this state, 5 judgments have been placed, 2 partially recovered, 1 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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DISTRICT OF COLUMBIA Judgment Enforcement, District Of Columbia Interest Rates: Pre-Judgment: 3%, Judgment: 3%, Statute Of Limitations (Years): Open Account: 3, Written Contract: 3, Domestic Judgments: 20, Foreign Judgments: Foreign Statute.
Bad Check Laws (Civil Penalty): Amount Due - and Protest Fees. General Garnishment Exemptions: See federal law. D.C. Government employees are not attachable. (The Feds protect their own.) Collection Agency Requirements and License Requirements: None. See DC Courts.

--->  Judgments with Debtors living in DISTRICT OF COLUMBIA: 

CIVIL, CIRCUIT Court in FAIRFAX county, VIRGINIA, Judgment Date: 2010, Base J Amount approx: $31,251.00, plus 6.00% interest. Judgment value now is approx $32,011.14.
Debtor in Washington - District Of Columbia county, District Of Columbia. Default judgment against 2 people and one trust. One person (Female DOB 1967) is very findable and has assets and owns property. Trust is known but contents are not. One debtor has common name and is not found yet. Leaning on female debtor will find other debtor if needed, female has assets and owns property both DC and Texas, Female tried to go BK 11 for her business in 2007, but if was dismissed/terminated, judgment stands. Most of judgment is Punis. Looks enforceable. OJC WANTS CASH UP-FRONT ONLY, - JB Ref# 428

In this state, 10 judgments have been placed, 2 partially recovered, 4 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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FLORIDA Judgment Enforcement, Florida (Debtor-Friendly State) Interest Rates: Pre-Judgment: 10%, Judgment: 6% or up to 18% if contractual. As of 2011, interest rates are adjusted quarterly, 6% up to 09/30/11. 4.75% as of 10/01/2011.
Statute Of Limitations (Years): Open Account: 4, Written Contract: 5, Domestic Judgments: 20, (7 Renewable), Foreign Judgment: 5 (if not recorded instate). Note the dual standard in this state - judgment last for 20 years, but for them to be effective as a property lien, they must be renewed within 10 years, with a certified copy of the judgment and an affidavit of addresses files with the court.
Bad Check Laws (Civil Penalty): After 30 day demand - treble amount in addition to amount owed, bank, court costs, and reasonable attorney fees. General Garnishment Exemptions: See federal law. - Except 100% head of household is off-limits. Ultra debtor-friendly Homestead Exemption, and first $1,000 of automobile. If you record a judgment lien at the Florida department of state, that might protect your judgment. Collection Agency Requirements and License Requirements: Bond: Yes, $50,000 (Commercial), License Required: Yes, Fee: Yes, $250 - Registration and $200 annually. Exemption for out-of-state collectors: Registration is required for out-of-state collectors if (1) soliciting accounts; (2) if client (creditor, its affiliate or subsidiary) has an office in Florida. Wage Garnishments not allowed on Head Of Household. It costs about $433 to domesticate a Judgment to FL in most counties, sometimes just $42 in some counties if you point to local statutes. In Florida, corporations can represent themselves in Small Claims court, for matters up to $5,000. Not in Florida, judgments have to have the words "for let execution issue" on them to be recovered. In Florida, there are small claims courts, County Court (5K to 15K), and Circuit court for anything above 15K. See Florida info.

--->  Judgments with Debtors living in FLORIDA:

CIVIL, COUNTY Court in NUECES county, TEXAS, Judgment Date: 2010, Base J Amount approx: $33,756.00, plus 5.00% interest. Judgment value now is approx $35,994.81.
Debtor in Corpus Christi - Nueces county, Texas. Judgment against man (DOB 1971) and woman. Were together, but never married to each other. Man has a big federal tax lien against him and a few other big judgments against him, and a few UCC liens. Never BK, Seems to own a house with wife. Very unique name, no crime, owns cars and trucks, stable, on the grid. Debtor # 2, female, (DOB 1971) fairly common name, uses AKAs, lives in Trenton, (Gilchrist county) Florida now. Never BK, Might own half a house in TX, 2 other tiny judgments, strong employment lead (Outback Tan and Fitness) owns cars, minor crime, stable, on the grid. Abstract in Texas recorded, might have to be domesticated to Florida, between both debtors, this judgment can be at least partially enforced, - JB Ref# 940

CIRCUIT, JUDICIAL Court in SAINT LUCIE county, FLORIDA, Judgment Date: 2011, Base J Amount approx: $65,910.00, plus 6.00% interest. Judgment value now is approx $70,129.17.
Debtor in Tamarac - Broward county, Florida. Default judgment against LLC company and man (DOB 1970). Man has a boat, probably 2 nice house, several cars including a Ferrari, minor crime, fishing licences, a boat, business leads, married, 2 other judgments, one tiny, one 200K federal tax lien, unique name, on the grid, never BK. Company is now inactive on the SOS site, and seems to be a tiny LLC with the male debtor owning it, has a 167K judgment on it, yet may own LOTS of properties! However there are about 19 million in prior judgment liens on the debtors, which makes this on not as attractive - still levying the Ferrari might produce a settlement. - JB Ref# 936

CIVIL, SUPERIOR Court in MARICOPA county, ARIZONA, Judgment Date: 2010, Base J Amount approx: $54,450.00, plus 10.00% interest. Judgment value now is approx $63,703.09.
Debtor in Deland - Volusia county, Florida. Default Arizona Judgment against a revoked, inactive Florida LLC/C-Corp doing business in Florida and Arizona, but not registered to do business in Arizona. They seem to have folded before they were sued, after scamming lots of people. Will need reverse veil piercing to enforce. Former officers known, believed to have assets after ripping lots of people off for money. One officer in Port Orange Florida, the other in Scherereville, IN. Not a slam dunk, but amount is large enough to consider trying to recover, - JB Ref# 911

SMALL CLAIMS, COUNTY Court in HILLSBOROUGH county, FLORIDA, Judgment Date: 2007, Base J Amount approx: $5,259.00, plus 11.00% interest. Judgment value now is approx $8,077.30.
Debtor in Tampa - Hillsborough county, Florida. Default judgment against Female debtor (DOB 1973) uses lots of AKAs, Lives in an a nice house, never BK, no crime, on the grid, only one other judgment against her, might own or work at an assisted living company, - JB Ref# 906

CIVIL, SUPERIOR Court in POLK county, FLORIDA, Judgment Date: 2011, Base J Amount approx: $2,511.00, plus 6.00% interest. Judgment value now is approx $2,446.18.
Debtor in Polk City - Polk county, Florida. Female debtor (DOB 1948), employment known, in Winter Haven FL. Uses some AKAs, divorced, evidence of past wealth, currently middle class, employment known, no crime, never BK, has 3 other small or tiny judgments, owns cars, can be convinced to be on a payment plan at least, - JB Ref# 883

CIVIL, CIRCUIT Court in OSCEOLA county, FLORIDA, Judgment Date: 2011, Base J Amount approx: $389,481.00, plus 6.00% interest. Judgment value now is approx $389,494.98.
Debtor in Kissammee - Osceola county, Florida. OJC STRONGLY PREFERS CASH UP FRONT, OPEN TO FUTURE PAY. Default judgment against 3 active going 3 companies in Kissimmee and Tampa Florida. Company 1 is a big, going, active class C non-profit religious company with that had/has about 10 employees, and a street address but their web site is down right now? Has a few tiny judgments against them, and a few UCC liens, sold their main building in 2010, seems to still own one property, has about 20 officers an 4 registered agents, looks like there may be some assets here. Debtor 2 corp is lawyer group, active class C, has used the same address as first corp debtor before. Web site is down. Has financing UCC liens, and several IRS judgment on it, owns a few cars, seems to own a property or two, looks like a couple owns and runs this corp. Debtor 3 is an active C corp formed in 2010, by an officer of debtor # 2, and seems to have a spotless record and no obvious assets or debts - but might be doing well, good rating on BBB, a few complaints about them on the web. All 3 corporate debtors are still in business and perhaps one or more can be pierced, not a slam dunk, but there are assets here between the 3 debtors, - JB Ref# 712

CIVIL, CIRCUIT Court in BROWARD county, FLORIDA, Judgment Date: 2010, Base J Amount approx: $44,985.00, plus 9.00% interest. Judgment value now is approx $50,502.81.
Debtor in Miramar - Broward county, Florida. CASH UP FRONT ONLY. Not default. Rich debtors. Debtor 1 if female (DOB 1963) is a successful active lawyer with unique name. Judgment allows for pre-judgment interest and post judgment recovery of attorney collection fees! Debtor 2 is male (DOB 1963) Female lawyer has spotless record, both debtors on the grid, stable, and own Several properties. Ding, - JB Ref# 604

UNLAWFUL DETAINER, SUPERIOR Court in MIAMI county, FLORIDA, Judgment Date: 2008, Base J Amount approx: $4,308.00, plus 9.00% interest. Judgment value now is approx $5,571.05.
Debtor in Miami - Dade county, Florida. Male Debtor (DOB 1959) is a lawyer but is on a 10 -year suspension and no longer active on FL state bar, unlawful detainer, 2 judgments one for eviction back rent and one attorneys fees and costs. Tried to go BK in 2007, dismissed for not filing properly. Lives in house in wife's name. Not a slam dunk but might be enforceable. On the grid, clean record. Might have bank account or wife exam might get payoff? CASH UP-FRONT ONLY. Creditor hasn't filed a Judgment lien certificate, and there is already a $140k Judgment lien currently filed. - JB Ref# 602

CIVIL, CIRCUIT Court in MANATEE county, FLORIDA, Judgment Date: 2008, Base J Amount approx: $534,180.00, plus 11.00% interest. Judgment value now is approx $683,732.73.
Debtor in Bradenton - Manatee county, Florida. CASH UP FRONT ONLY 50k, plus 30% future pay, Married male debtor (DOB 1972) lives in a house, landlord known. Lien recorded. Debtor never BK, stable, perfect record, on the grid, believed to have assets. Judgment against debtor and his defunct finance company. Took a lot of money before getting sued, - JB Ref# 539

CIVIL, CIRCUIT Court in PINELLAS county, FLORIDA, Judgment Date: 2010, Base J Amount approx: $291,924.00, plus 6.00% interest. Judgment value now is approx $314,059.02.
Debtor in Dunedin - Pinellas county, Florida. OJC WANTS CASH UP FRONT ONLY. 2 judgments, one is a regular default one, one is a bankruptcy judgment for the debtor's successful company only with a stipulated income stream, with an extra $43K more owing and very enforceable. Judgments against male (DOB 1955) that owns 2 houses, and a active, going class C corp in good standing with great web site and several business locations. Should be very enforceable. Male Debtor on the grid, stable, went BK once in 2000 long before cause of action on judgment, There's a $200k Judgment lien certificate ahead of creditor (who hasn't filed a Judgment lien certificate). Additionally, there are a lot of creditors with judgments against both debtors. - JB Ref# 592

CIVIL, CIRCUIT Court in BROWARD county, FLORIDA, Judgment Date: 2009, Base J Amount approx: $89,985.00, plus 10.00% interest. Judgment value now is approx $108,811.12.
Debtor in Zephyrhills - Pasco county, Florida. Judgment against going Roofing Contractor, big business, active, registered with state in good standing. Another business in same location. Lots of leads on owners of company. Insurance company might be made to pay. CASH UP-FRONT ONLY, - JB Ref# 418

In this state, 50 judgments have been placed, 13 partially recovered, 14 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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GEORGIA Judgment Enforcement, Georgia Interest Rates: Pre-Judgment: 7%, Judgment: Prime Rate plus 3% unless a contract specified more. (Before 7-1-2003, they earned 12%), Commercial Accounts: 18%. Statute Of Limitations (Years): Open Account: 4, Written Contract: 6, Domestic Judgments: 7 (GA Judgments good for 7 years, then they go dormant - you need to revive them within 3 years or they are dead.), Foreign Judgments: 5. Bad Check Laws (Civil Penalty): After 10 day written demand double damages up to $500 and service charge of $20 or 5%, whichever is greater. Levying autos - debtor exemptions up to $3,500 plus $600, not worth it unless car is owned outright by debtor. General Garnishment Exemptions: See federal law. City, County and State employees may be garnished - woo hoo. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No.
To examine a debtor, you are not permitted to go straight to an examination hearing. You must first have the court clerk send your debtor interrogatories (written questions) by certified mail. If your debtor fails to answer (file a response to the examination questions) within thirty days, you then file a motion to get a hearing to require an answer to the interrogatories form. See Georgia info. The lunatics have taken over the asylum - and recently the GA supreme court ruled that companies in GA must retain a lawyer to answer garnishment orders, otherwise they are risking being charged with UPL.

--->  Judgments with Debtors living in GEORGIA: 

All being enforced at this time.
In this state, 24 judgments have been placed, 11 partially recovered, 5 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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HAWAII Judgment Enforcement, Hawaii Interest Rates: Pre-Judgment: 10%, Judgment: 10%. Statute Of Limitations (Years): Sale of Goods: 6, Open Account: 6, Written Contract: 6, Domestic Judgments: 10. Foreign Judgment: 6 for first registration (10 for future registrations). Bad Check Laws (Civil Penalty): Damages equal to $100 or triple amount of check, not to exceed $500. General Garnishment Exemptions: 95% of 1st $100, 90% of 2nd $100, 80% net wages in excess of $200 per month - or federal limits whichever is greater. Collection Agency Requirements and License Requirements: Bond: $25,000 and $15,000 each office, License Required: Registration with "DCCA" required for consumer, not commercial, collections Fee: About $250 to start, then about $100 a year. And Assignees Of Record cannot domesticate judgments into this state! To examine a debtor you would file an ex parte motion for an examination of your judgment debtor. The same form also works for examining a third person who holds money or property belonging to your debtor. See Hawaii info.

--->  Judgments with Debtors living in HAWAII: 

CIVIL, SUPERIOR Court in HONOLULU county, HAWAII, Judgment Date: 2002, Base J Amount approx: $564,177.00, plus 10.00% interest. Judgment value now is approx $1,084,413.10.
Debtor in Honolulu - Honolulu county, Hawaii. Stipulated non-default Judgment, assigned to relative of original OJC. Female debtor (DOB 1955) owns stable storefront businesses with website. Needs to renewed soon. Debtor went BK once, but OJC fought and got this judgment non-dischargeable, all other creditors lost. PACER show the approved motion for relief of stay as restricted for some reason. Debtor rumored to have has lots of assets but is sneaky. Uses AKAs. Seems to live in an apartment. Has several tiny judgments against her. On the grid, has lots of dissolved businesses that we think she keeps assets in, - JB Ref# 656

In this state, 5 judgments have been placed, 3 partially recovered, 1 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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IDAHO Judgment Enforcement, Idaho (Community Property State) Interest Rates: Pre-Judgment: 12%, Judgment: 10.875% plus the base rate.
Statute Of Limitations (Years): Open Account or verbal Contract: 4, Written Contract: 5, Domestic Judgments: 5 (renewable), Foreign Judgments: 6 (renewable). Bad Check Laws (Civil Penalty): Triple amount of check up to $500 over the check amount. General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: Bond: $5,000 initial, License Required: Yes, Fee: $150 - then $50 a year. Exemption for out-of-state collectors: Out-of-state collectors may qualify for a special license if (1) only collecting for client; and (2) are licensed and bonded by any state. To recover judgments, you should be a licensed as collection agency. See Idaho info.

--->  Judgments with Debtors living in IDAHO: 

All being enforced at this time.
In this state, 17 judgments have been placed, 2 partially recovered, 8 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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ILLINOIS Judgment Enforcement, Illinois Interest Rates: Pre-Judgment: 5%, Judgment: 9%. Statute Of Limitations (Years): Sales (UCC): 4, Open Account: 5, Written Contract: 10, Domestic Judgments: 20 - can be renewed during that 20-year period. Must be "revived" every 7 years. Foreign Judgment: Same as foreign jurisdiction. Bad Check Laws (Civil Penalty): Triple check amount up to $500, attorney fees and court costs. General Garnishment Exemptions: 15% of gross wages or disposable earnings for workweek up to 45x federal minimum hourly wage, whichever is greater. Collection Agency Requirements and License Requirements: Bond: $25,000, License Required: Yes, Fee: $750 - and $750 a year. Exemption for out-of-state collectors: Out-of-state collectors may be exempt if (1) not soliciting accounts in Illinois; (2) their state of residence has laws which provide similar reciprocity (allow out-of-state agencies to collect only); and (3) the state in which the non-Illinois agency resides extends the same privileges to out-of-state agencies. Right to assign judgments is Statute 735 ILCS 5/12-144 See Illinois info.

--->  Judgments with Debtors living in ILLINOIS: 

CIVIL, CIRCUIT Court in ONEIDA county, WISCONSIN, Judgment Date: 2007, Base J Amount approx: $31,992.00, plus 12.00% interest. Judgment value now is approx $48,935.87.
Debtor in Ottawa - La Salle county, Illinois. Default judgment, Male debtor DOB 1952, never BK. Fairly stable. Employment known and confirmed on Wednesday, August 4, 2010 in Green Bay, WI. Wife and Son known. Hunting and fishing licences, - JB Ref# 684

SMALL CLAIMS, SUPERIOR Court in BREVARD county, FLORIDA, Judgment Date: 2009, Base J Amount approx: $2,121.00, plus 8.00% interest. Judgment value now is approx $2,757.25.
Debtor in Elgin - Kane county, Illinois. Default Florida Judgment, needs to domesticated to Illinois. Male Debtor (DOB 1983), stable, never BK. moved successful business to IL. President and owner of Going company, great web site, this looks enforceable. Registered and still active in Illinois, - JB Ref# 758

In this state, 19 judgments have been placed, 5 partially recovered, 4 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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INDIANA Judgment Enforcement, Indiana Interest Rates: Pre-Judgment: 8%, Judgment: 8%. Statute Of Limitations (Years): Open Account: 6, Written Contract for payment of money (executed before 9/l/82): 10, (executed after 8/31/82): 6. Written Contract (other than payment of money): 10, Written Contract for sale of goods: 4, Domestic Judgment: 10 on real estate and 20 against the person, Foreign Judgment: 10. Bad Check Laws (Civil Penalty): Triple check amount up to $500 over check amount, and attorney fees and interest up to 18% per year or triple check amount and attorney fees and interest at 8% per an year General Garnishment Exemptions: 75% of disposable earnings for work week or the amount of 30x fed. minimum hourly wage, whichever is greater. Collection Agency Requirements and License Requirements: Bond: $5,000 each office, License Required: Yes, Fee: $100 plus $5 per year, for each unlicensed employee and $30 branch office $80 - annual Renewal. Exemption for out-of-state collectors: Out-of-state collectors are exempt from licensing if (1) collecting for a nonresident creditor; and (2) collection activities limited to interstate communications (phone, fax, mail). The local judges in Adams, Allen, Boone, Hamilton, and Marion counties do not let small claims cases get assigned to a judgment enforcer. See Indiana info.

--->  Judgments with Debtors living in INDIANA: 

CIVIL, SUPERIOR Court in MARICOPA county, ARIZONA, Judgment Date: 2010, Base J Amount approx: $54,450.00, plus 10.00% interest. Judgment value now is approx $63,703.09.
Debtor in Deland - Volusia county, Florida. Default Arizona Judgment against a revoked, inactive Florida LLC/C-Corp doing business in Florida and Arizona, but not registered to do business in Arizona. They seem to have folded before they were sued, after scamming lots of people. Will need reverse veil piercing to enforce. Former officers known, believed to have assets after ripping lots of people off for money. One officer in Port Orange Florida, the other in Scherereville, IN. Not a slam dunk, but amount is large enough to consider trying to recover, - JB Ref# 911

CIVIL, JUDICIAL Court in INGHAM county, MICHIGAN, Judgment Date: 2010, Base J Amount approx: $6,378.00, plus 10.00% interest. Judgment value now is approx $7,048.19.
Debtor in Goshen - Elkhart county, Indiana. Default, Male debtor - (DOB 1954). Debtor already paid $500 toward judgment. Seems to own 2 houses with wife, no criminal record, never BK, needs to be domesticated to IN, - JB Ref# 790

CIVIL, SUPERIOR Court in FULTON county, GEORGIA, Judgment Date: 2011, Base J Amount approx: $195,669.00, plus 4.250% interest. Judgment value now is approx $211,772.37.
Debtor in Rochester - Fulton county, Indiana. Default judgment against Clever male (DOB 1967) debtor, and his shell companies. Male debtor is married to a very successful doctor fully on the grid, in a house owned by the debtor and his wife. Debtor himself uses SS number of a dead lady on the grid, data services show him as being dead, but his company is still running and a call to his receptionist at his company says he is away from his desk. His wife is a very visible, on the grid doctor that owns 2 houses. Debtor and wife both own and drive Porches. Leaning on wife will get real SS of debtor. Sued in GA with longarm statues, debtor is sneaky, but get is stable, and wife is easy to serve to get his real SS number. Has assets, not a slam dunk by any means, but there is money and assets here. Needs to be domesticated to IN. Debtor bragged he moved his assets to NEVIS, OJC has contact info on debtor's lawyer used to transfer assets, debtor's accountant, and more, - JB Ref# 785

In this state, 11 judgments have been placed, 4 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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IOWA Judgment Enforcement, Iowa Interest Rates: Pre-Judgment: 5%, Judgment: 2.35% to 10%, depending on year. Statute Of Limitations (Years): Open Account: 5, Written Contract: 10, Domestic Judgments: 20 (can be renewed in the 9th year), Foreign Judgment: 20 (can be renewed in the 9th year). Bad Check Laws (Civil Penalty): Triple check up to $500 over check amount. General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. The Iowa Bar Association says judgments must be purchased for cash up-front. The judges in Johnson county are hostile to non-lawyer judgment enforcers. See Iowa info.

--->  Judgments with Debtors living in IOWA: 

CIVIL, DISTRICT Court in JONES county, IOWA, Judgment Date: 2007, Base J Amount approx: $8,799.00, plus 6.96% interest. Judgment value now is approx $11,356.77.
Debtor in Monticello - Jones county, Iowa. Labor board default judgment for unpaid wages, both male debtor (went BK once in 1989), unique name, (DOB 1949), owns his own home, and his running business (great web site, storefront business at separate address) liable. Ok with future pay. Looks easy to enforce, - JB Ref# 637

In this state, 7 judgments have been placed, 2 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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KANSAS Judgment Enforcement, Kansas Interest Rates: Pre-Judgment: 10%, Judgment: 12%. Statute Of Limitations (Years): Open Account: 3, Written Contract: 5, Domestic Judgments: 5 renewable, Foreign Judgment: 5 renewable. Bad Check Laws (Civil Penalty): Three times check amount - not exceeding the check amount by $500 or $100 whichever is greater, plus attorney fees. General Garnishment Exemptions: See federal law. Plus other personal property, benefit exemptions, and homestead. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. Wage and bank garnishments not allowed by Assignees. Only lawyers can domesticate judgments in this state, cost $180 plus lawyer's fees to domesticate to this state. KSA 60-3002: Filing and status of foreign judgments. A copy of any foreign judgment authenticated in accordance with the act of congress, the statutes of this state or certified in accordance with the statutes of the state in which the judgment was rendered, may be filed in the office of the clerk of any district court of this state. Such copy must be filed by an attorney licensed to practice law in the state of Kansas. The clerk of the district court shall treat the foreign judgment in the same manner as a judgment of the district court of this state. A judgment filed as provided by this section has the same effect and is subject to the same procedures, defenses and proceedings as a judgment of a district court of this state and may be enforced or satisfied in like manner. KSA 60-3001: Foreign judgment, defined. As used in this act: (a) "Foreign judgment" means any judgment, decree or order of a court of the United States or of any other court which is entitled to full faith and credit in this state, except that no judgment of any court in this state shall be a foreign judgment in any other court of this state; and (b) "state" means a state of the United States. See Kansas info.

--->  Judgments with Debtors living in KANSAS: 

CIVIL, COMMON PLEAS Court in LUZERNE county, PENNSYLVANIA, Judgment Date: 2010, Base J Amount approx: $14,985.00, plus 6.00% interest. Judgment value now is approx $16,878.65.
Debtor in Kansas City - Wyandotte county, Kansas. Default judgment against Male debtor, (DOB 1965), unique name, owns house with wife in Kansas, judgment may need to be domesticated to Kansas. Debtor had about 20 judgments but discharged almost all of them in BK in 2005. Tried to get this judgment discharged and failed - court ruled this judgment was not discharged, so this judgment can be enforced, all others cannot. And he sure can't claim he as not served. Bounced a few checks, owns at least part of a construction business in PA. Debtor got 200K in 2009, looks enforceable! Has a bank account and other assets in Ohio. OJC ok with cash up front or future-pay, - JB Ref# 913
In this state, 12 judgments have been placed, 4 partially recovered, 4 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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KENTUCKY Judgment Enforcement, Kentucky Interest Rates: Pre-Judgment: 8%, Judgment: 12%. Statute Of Limitations (Years): Open Account or verbal contract: 5, Written Contract: 15, Domestic Judgments: 15, Foreign Judgment: 15. Bad Check Laws (Civil Penalty): N/A. General Garnishment Exemptions: 75% of disposable income or 30 times the federal minimum hourly wage (whichever is greater) Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. This state is JE friendly.
To examine a debtor, you are required to send your debtor written interrogatories. (Refer to a practice guide for sample interrogatories.) Your debtor then has thirty days to answer. If he or she fails to do so, you have to file a post-judgment motion/order requiring him or her to answer your interrogatories. See Kentucky info.

--->  Judgments with Debtors living in KENTUCKY:  All being enforced at this time.     (Back or Home)

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LOUISIANA Judgment Enforcement, Louisiana (Community Property State) Interest Rates: Pre-Judgment or Judgment: 9.75%.
Statute Of Limitations (Years): Open Account: 3, Written Contract: 10, Promissory Notes: 5, Domestic Judgments: 10, Foreign Judgment: 10. Bad Check Laws (Civil Penalty): After 30 day written demand (certified or registered), twice check amount plus Attorney fees and court costs. General Garnishment Exemptions: 75% disposable earnings per work week, but not less than 30x federal minimum hourly wage. Collection Agency Requirements and License Requirements: Bond: Yes, $10,000, License Required: Yes, Fee: $400 plus $100 per branch, plus renewal fees. See Louisiana info.

--->  Judgments with Debtors living in LOUISIANA: 

UNLAWFUL DETAINER, SUPERIOR Court in JACKSON county, MISSOURI, Judgment Date: 2007, Base J Amount approx: $1,461.00, plus 9.00% interest. Judgment value now is approx $2,055.02.
Debtor in Monroe - Quachita county, Lousiana. Very unique named debtor (DOB 1975), never BK, has a few small judgments against him, travels a lot (might mean he has some income) Lives in an apartment, on Social Security Disability but might have other income and assets.- JB Ref# 663

In this state, 11 judgments have been placed, 4 partially recovered, 4 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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MAINE Judgment Enforcement, Maine Interest Rates: Pre-Judgment: 8%, Post Judgment: 15%, (less than $30,000), Treasury Bill rate over $30,000.
Statute Of Limitations (Years): Open Account: 6, Written Contract: 6 + 20 (with attestment), Domestic Judgments: 20, Foreign Judgment: 20.
Bad Check Laws (Civil Penalty): Amount due, court costs, service and collection costs. General Garnishment Exemptions: 75% of disposable income or 40 times the federal minimum wages per week (whichever is less). Collection Agency Requirements and License Requirements: Bond: $25,000 to $50,000, License Required: Yes, Fee: $400 Yearly. Exemption for out-of-state collectors: Contact state authority. Licensing authority is allowing some exemptions to out-of-state agencies that collect for nonresident creditors and are not soliciting.
To examine a debtor, a judge will be present to oversee your examination and both parties may subpoena witnesses. After you complete your examination, the judge will make a decision about how your debtor should pay you and when. In some states, like Maine, you do not have to go through the bench letter step. If your debtor does not show up to your first scheduled hearing, you complete an affidavit and request for a civil order for arrest. You have to pay a fee and the sheriff will go out and pick up your debtor and bring him or her to court. See Maine info.

--->  Judgments with Debtors living in MAINE: 

All being enforced at this time.
In this state, 4 judgments have been placed, 1 partially recovered, 1 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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MARYLAND Judgment Enforcement, Maryland Interest Rates: Pre-Judgment: 6%, Judgment: 10% or contractual. Statute Of Limitations (Years): Open Account: 3, UCC: 4, Specialty: 12 (contract under seal), Written Contract: 3, Domestic Judgments: 12, Foreign Judgments: 12. Bad Check Laws (Civil Penalty): After 30 day written notice, amount due, $25 fee, twice check amount up to $1000. (At the discretion of the court.) Applies to COD sales only. General Garnishment Exemptions: Greater of 75% or amount equal to $145x number of weeks in which wages due were earned; except in Caroline, Worchester, Kent and Queen Anne's Counties - see federal law. Exemption is up to $3,000 in cash and/or property for non-wage property exemption. Collection Agency Requirements and License Requirements: Bond: $5000, License Required: Yes, Fee: $200 each office. See Maryland info. The Maryland courts pretend PDFs do not exist, and say they can't put judgments online because it's difficult. Wow, have they ever heard about a Fujitsu SnapScan?

--->  Judgments with Debtors living in MARYLAND: 

All being enforced at this time.
In this state, 22 judgments have been placed, 6 partially recovered, 7 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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MASSACHUSETTS Judgment Enforcement, Massachusetts Interest Rates: Pre-Judgment: 6%, Judgment: 12%, Contract: 12%.
Statute Of Limitations (Years): Open Account on Contract: 6, Contract: 6, Sales (UCC) Contract: 4, Domestic Judgment: 20 (presumed satisfied after 20 years), Foreign Judgment: 20, Contracts Under Seal: 20. Bad Check Laws (Civil Penalty): Amount due, costs of suit, protest fees AND Additional damages $100 - $500 can be assessed. General Garnishment Exemptions: $125 week. Collection Agency Requirements and License Requirements: Bond: $10,000 - $25,000, License Required: Yes, Fee: Determined by commissioner.You must be a collection agency to enforce judgments in MA as of 2010. See Massachusetts info.

--->  Judgments with Debtors living in MASSACHUSETTS: 

All being enforced at this time.
In this state, 12 judgments have been placed, 4 partially recovered, 5 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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MICHIGAN Judgment Enforcement, Michigan Interest Rates: Pre-Judgment: 5%, Judgment: about 7% - changes semiannually, Usury limit 25%. Statute Of Limitations (Years): Open Account: 6, Written Contract: 6, Sales (UCC) Contract: 4, Domestic Judgments: 10 renewable, Foreign Judgments: 10. Bad Check Laws (Civil Penalty): Twice the amount of check- not to exceed $500. Retail Claims - Notice Requirements. General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: (Retail Only) Bond: $5,000 - $50,000, License Required: Yes, Fee: About $500 and $125 Annually. Exemption for out-of-state collectors: Out-of-state collector are exempt if (1) collecting by interstate means; and (2) have no clients in the state of Michigan. Note that Michigan is not JE-friendly, in Michigan, small claims judgments cannot be assigned. Update on Saturday, September 24, 2011 - reports are in that MI courts are open again to JEs, however - small claims cases still cannot be assigned. See Michigan info.

--->  Judgments with Debtors living in MICHIGAN: 

SMALL CLAIMS, SUPERIOR Court in WAYNE county, MICHIGAN, Judgment Date: 2009, Base J Amount approx: $3,060.00, plus 10.00% interest. Judgment value now is approx $3,867.65.
Debtor in Gagetown - Huron county, Michigan. Male Debtor, avg. DOB 1965, Default. Bank account probably known. Tends to work "under the table". Maybe dragging Mom to court will cause the Judgment to be paid. Debtor has a job. Seems to own at least one property, has some judgments against him, no crimes, has cars. Note this must be collected by a collection agency or a lawyer, small claims judgments in this crazy state cannot be assigned - JB Ref# 796

In this state, 19 judgments have been placed, 7 partially recovered, 3 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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MINNESOTA Judgment Enforcement, Minnesota Interest Rates: Pre-Judgment: 6%, Judgment: 5% (Changes Yearly), Business or Agricultural Loan: 4.5% over federal discount rate. Statute Of Limitations (Years): Goods Sold and Delivered (UCC): 4, Open Account: 6, Written Contract: 6, Transportation Service: 3, Domestic Judgments: 10, Foreign Judgment: 10. Bad Check Laws (Civil Penalty): $100 or up to 100% of the value of the check, whichever is greater, plus interest at the rate payable on judgments on the face amount of check, plus reasonable attorney fees if aggregate amount of checks within 6 month period is over $1,250. General Garnishment Exemptions: Greater of 75% or amount equal to 40x federal minimum hourly wage. Collection Agency Requirements and License Requirements: Bond: $5,000 to $20,000, License Required: Yes, Fee: About $1,500 plus $10 per Collector. The Minnesota Department of Commerce says that you must either buy judgments for cash up front or be a licensed as collection agency. But many JEs operate without a collection agency License. See Minnesota info.

--->  Judgments with Debtors living in MINNESOTA: 

CIVIL, SUPERIOR Court in DAKOTA county, MINNESOTA, Judgment Date: 2009, Base J Amount approx: $55,449.00, plus 5.00% interest. Judgment value now is approx $62,452.59.
Debtor in Foley - Mille Lacs county, Minnesota. Not default. Male Debtor (DOB 1967) maybe he will inherit parent's home. Wife known. Possible employment leads, Debtor went BK 13 (dismissed) then BK 7 no asset in 2004, long before cause of action on judgment. Has about 5 other judgments against him. Some crime, some autos, lives in house he owns, - JB Ref# 818

In this state, 13 judgments have been placed, 3 partially recovered, 6 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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MISSISSIPPI Judgment Enforcement, Mississippi Interest Rates: Pre-Judgment: 8%, Judgment: amount in contract - if no contract amount then court decides.
Statute Of Limitations (Years): Open Account: 3, Written Contract: 3, UCC: 6, Domestic Judgments: 7, Foreign Judgment: 7 (3 if resident). Bad Check Laws (Civil Penalty): On checks up to and including $25.00, additional damages would be 100% of check amount. On checks from $25.01 to $200.00, additional damages would be 50% of check amount but not less than $25.00. On checks over $200.00 additional damages would be 25% of check amount. General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, except you need a City-Business Fee: $15-$50. See Mississippi info.

--->  Judgments with Debtors living in MISSISSIPPI: 

All being enforced at this time.
In this state, 7 judgments have been placed, 3 partially recovered, 1 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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MISSOURI Judgment Enforcement, Missouri Interest Rates: Pre-Judgment: 9%, Judgment: 9%. Statute Of Limitations (Years): Sale of Goods: 4, Open Account: 5, Written Contract: 10, Domestic Judgments: 10 (Revived every 3 years), Foreign Judgments: 10 (Revived every 3 years). Bad Check Laws (Civil Penalty): Three times face amount owed or $100 whichever is greater not to exceed $500 (exclusive of attorney fees). General Garnishment Exemptions: See federal law. Exempt is 90% of week's net pay, head of household - a single person without dependents = 75%. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. NOTE - Small Claims judgments (3K and less) in most counties in this state cannot be Assigned - except for Saint Louis and Saint Charles counties. This might be raised to 5K soon. Regular civil Judgments - there is no problem assigning. This state has no form for a memorandum of costs, you add them at time of garnishment. See Missouri info. Rumor has it that debtors can "plead the 5th" during a debtor exam in this state. I guess MO is becoming a debtor-friendly state. A long time ago property liens only lasted 24 months here, so people renewed judgments every 2 years, no need to renew every 2 years any more, but it keeps the interest compounded. In this state, bank levies last for 30 days, capturing all money coming into the account for 30 days! Small claims judgments cannot be used to make a real estate lien in this state.

--->  Judgments with Debtors living in MISSOURI: 

SMALL CLAIMS, CIRCUIT Court in SAINT LOUIS county, MISSOURI, Judgment Date: 2012, Base J Amount approx: $3,039.00, plus 9.00% interest. Judgment value now is approx $3,064.29.
Debtor in Saint Louis - Saint Louis county, Missouri. Non default judgment against DBA tailoring company and man (DOB 1966). Man owns 2 properties and has assets. Has a long list of traffic violation including open container, on DWI, no violence, no other judgments, went BK twice - 1993, and in 1998 but that one was dismissed. Owns cars, has a business, - JB Ref# 919

SMALL CLAIMS, CIRCUIT Court in JACKSON county, MISSOURI, Judgment Date: 1997, Base J Amount approx: $624.00, plus 9.00% interest. Judgment value now is approx $1,466.37.
Debtor in Warsaw - Benton county, Missouri. Not a default. Original judgment date 1997, Renewed in August 2007 2 JD's: Male (DOB 1950) never BK, on the grid, fairly good record, and Female, (DOB 1962) never BK, on the grid, fairly good record, became married after judgment, now both divorced and both debtors remarried with other partners. Two different debtors on same judgment, doubles the chances for recovery - small claims cases cannot be assigned in this dumb state. - JB Ref# 641

In this state, 25 judgments have been placed, 7 partially recovered, 7 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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MONTANA Judgment Enforcement, Montana Interest Rates: Pre-Judgment: 10%, Judgment: 10%, A binding written agreement may provide for interest of 15% or 6% above prime. Statute Of Limitations (Years): Open Account: 5, Written Contract: 8, Domestic Judgments: 6 (over $5,000) Renewable, Foreign Judgment: 6 Renewable. Bad Check Laws (Civil Penalty): $100 minimum or 3 times face value up to $500. General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. Note: Foreign corporations should register with MT Sec. of State prior to any suit in MT Courts or risk dismissal. Attorney fees only if provided by a signed written agreement. There is very little case law in Montana about domesticating judgments in this state, usually a brief and a hearing is required and most judges will allow it. See Montana info.

--->  Judgments with Debtors living in MONTANA: 

All being enforced at this time.
In this state, 9 judgments have been placed, 3 partially recovered, 3 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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NEBRASKA Judgment Enforcement, Nebraska Interest Rates: Pre-Judgment: 12% per written instrument or contract rate, Judgment: 1% above bond equivalent yield as published by U.S. Treasury. Statute Of Limitations (Years): Open Account: 4, Written Contract: 5, Domestic Judgments: 5 renewable every 5, Foreign Judgment: 5 nonrenewable. Bad Check Laws (Civil Penalty): Amount due, costs, protest fees. General Garnishment Exemptions: Greater of 75% disposable earnings (85% if head of household), or 30x fed. minimum hourly wage. Collection Agency Requirements and License Requirements: Bond: Based on Licensed collectors - Less Than 5 = 5,000, 5-15 = $10,000, 16-Up = $15,000, License Required: Yes, Fee: (not to exceed) $250. Original Branch Office Exemption for out-of-state collectors: Out-of-state collectors are exempt if (1) communicating by interstate means (phone, fax, mail); and (2) are "regulated" by the laws of another state. See Nebraska info.

--->  Judgments with Debtors living in NEBRASKA: 

All being enforced at this time.
In this state, 11 judgments have been placed, 3 partially recovered, 3 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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NEVADA Judgment Enforcement, Nevada (Community Property State) Interest Rates: Judgment: 2% Over Prime. About 5.25% or so now.
Statute Of Limitations (Years): Open Account: 4, Written Contract: 6, Lease: 4, Domestic Judgments: 6, Foreign Judgment: 6.
Bad Check Laws (Civil Penalty): Amount due, protest fees three times check amount - not more than $500, or less than $100. General Garnishment Exemptions: Garnish only. 75% of Disposable earnings for each week or 30 times federal minimum hourly wage (whichever is less). Collection Agency Requirements and License Requirements: Bond: $25,000 to $50,000, License Required: Yes, Fee: $550 - and $200 annually. In Clark County - Electronic Filing is now mandatory (if you are a lawyer). The Bar Association of Nevada says to recover judgments, you should be a licensed as collection agency or be a lawyer Very hostile to pro-pers. In Nevada, judgment interest accrues as the date of the complaint, not the day of the Judgment! (17.120)

To domesticate a judgment to Nevada, First get an 'exemplified' judgment from the original court. You then file an Application for Foreign Judgment and pay the $270 filing fee. After the AFJ has been accepted and you've been assigned a case number, you file the Affidavit of Judgment Creditor in Support of the AFJ. Once that's been accepted, you do a Notice of AFJ and file it. Once that's been accepted, you serve all of these to the last known address(es) of the Judgment Debtor by certified mail, and wait for 33 days. After 33 days, you file an affidavit of service, swearing that the debtor was served at their address. Then you can then record the judgment and/or start obtaining writs. Nevada has Justice courts for small claims, and District courts for larger cases, and a municipal court system that overlaps those. See Nevada info.

--->  Judgments with Debtors living in NEVADA: 

CIVIL, SUPERIOR Court in SAN DIEGO county, CALIFORNIA, Judgment Date: 2004, Base J Amount approx: $25,470.00, plus 10.00% interest. Judgment value now is approx $45,080.44.
Debtor in Las Vegas - Clark county, Nevada. Default judgment for auto property damage, Male debtor, living in Las Vegas, most likely working, (DOB 1983), never BK, no crime except one DUI and one drunk in public, no other judgment or liens, lives in apartment. Needs to be domesticated to NV. Should be renewed soon, - JB Ref# 878

CIVIL, JUSTICE Court in YAVAPAI county, ARIZONA, Judgment Date: 2009, Base J Amount approx: $4,494.00, plus 10.00% interest. Judgment value now is approx $5,533.96.
Debtor in Las Vegas - Clark county, Nevada. Judgment against male debtor (DOB 1968), unique name, working in a casino in Las Vegas, tried to go BK but it was dismissed, has a few small tax liens and judgments against him, seems to own a property in Illinois with a wife or a relative. Seems to run or be involved with some businesses, has a car, fairly clean record. Should be enforceable, probably needs to be domesticated t NV, - JB Ref# 833

In this state, 19 judgments have been placed, 5 partially recovered, 5 fully recovered so far, starting with JudgmentBuy.

    (Back or Home)

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NEW HAMPSHIRE Judgment Enforcement, New Hampshire Interest Rates: Judgment: 7.6%, Statute Of Limitations (Years): Open Account: 3, For Goods or Written: 4, Domestic Judgment: 20, Foreign Judgments: 20. Bad Check Laws (Civil Penalty): Amount due, interest, court costs, reasonable costs of collection and $10 per day (max. $50). General Garnishment Exemptions: 50x federal minimum hourly wage - "All future wages are exempt so that the court cannot issue an ongoing order." Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. Note the first $8,000 on bank accounts are exempt in this state! See New Hampshire info.

--->  Judgments with Debtors living in NEW HAMPSHIRE: 

All being enforced at this time.
In this state, 13 judgments have been placed, 3 partially recovered, 6 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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NEW JERSEY Judgment Enforcement, New Jersey Interest Rates: Pre-Judgment: 6%, Judgment: Up to the court. Rates are normally set each year at such a rate and if the award amount is more than what the special civil part maximum (currently $15k) you add 2 percent (instead of the current 1.5% it would be 3.5%). Unless it was on contract and ordered so by the judge it could bear interest up to 30% (depending upon the contract's rate). In 2008, it was 5.5% 2009 it was 4.0 % As of Jan 1, 2011, the interest rate will be 0.5%, or 2.5% if past the special civil limit. Statute Of Limitations (Years): Open Account: 6, Sale of Goods: 4, Written Contract: 6, Domestic Judgments: 20, Foreign Judgment: 20. Bad Check Laws (Civil Penalty): N/A. General Garnishment Exemptions: $142.50 week, min. 10% of gross earnings over $142.50. Collection Agency Requirements and License Requirements: Bond: $5000 Surety, License Required: No, Fee: No. The Bar Association of New Jersey says judgments must be purchased for cash up-front. To domesticate a foreign judgment, am exemplified copy of the original judgment is needed.

To examine a debtor, you need to first send your debtor an information subpoena, which is a form of interrogatories that he or she has twenty-one days to answer. You have to have someone serve him or her by personal service or by certified mail. If your debtor does not respond, you may then ask the court for permission to send interrogatories to a third party who may owe your defendant money or possess anything of value owned by your defendant.
In New Jersey the equivalent called the Order For Discovery. It is the title of the order that directs the JD to report on a date/time for deposition and in possession of requested records. The actual judgment debtor examination is simply a (civil) deposition. See New Jersey info PDF.

--->  Judgments with Debtors living in NEW JERSEY: 

CIVIL, SUPERIOR Court in OCEAN county, NEW JERSEY, Judgment Date: 2002, Base J Amount approx: $7,521.00, plus 4.00% interest. Judgment value now is approx $10,210.03.
Debtor in Tuckerton - Ocean county, New Jersey. DOB 1977 Avg debtor, lives in girlfriend's house, has his own vending business, a few small judgments, never BK, no crime, drives, stable, on the grid, - JB Ref# 777

SMALL CLAIMS, SUPERIOR Court in ESSEX county, NEW JERSEY, Judgment Date: 2008, Base J Amount approx: $2,424.00, plus 5.50% interest. Judgment value now is approx $2,845.36.
Debtor in Newark - Essex county, New Jersey. Default judgment, female debtor (DOB 1951) shows up as dead on Nexis but she is very much alive. Bank account known (BOA). She is in a wheelchair but very healthy, rumored to be financially well-off, but has a bunch of small judgments against her. Never BK. Clean record, on the grid, - JB Ref# 706

LAW DIVISION, SUPERIOR Court in MIDDLESEX county, NEW JERSEY, Judgment Date: 1994, Base J Amount approx: $74,985.00, plus 3.50% interest. Judgment value now is approx $120,510.55.
Debtor in Old Bridge - Middlesex county, New Jersey. Judgment has not yet been docketed. Arbitration Award. Should be renewed soon. Judgment is for fraud, Female debtor (DOB 1972) Lives in home owned by her husband. Possible employment lead, never BK. Stable. Remote chance debtor owns home in Florida too. Debtor does not seem rich, but can be made to pay something on this judgment, - JB Ref# 652

In this state, 16 judgments have been placed, 2 partially recovered, 6 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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NEW MEXICO Judgment Enforcement, New Mexico (Community Property State) Interest Rates: Judgment: 8.75% (in the absence of a written contract)
Statute Of Limitations (Years): Open Account: 4, Written Contract: 6, Domestic Judgments: 14, Foreign Judgments: 14.
Bad Check Laws (Civil Penalty): Amount due, triple damages up to $500 per check. Complex requirements need to be met. General Garnishment Exemptions: Greater of 75% - or amount each week equal to 40x federal minimum hourly wage. Collection Agency Requirements and License Requirements: Bond: $5,000 minimum - based on volume, License Required: Yes, Fee: $500 and up. Exemption for out-of-state collectors: Out-of-state agency is exempt if (1) collecting by interstate means (phone, fax, mail); and (2) debt was incurred outside the state of New Mexico. Homestead exemption is 60K, 120 for a married couple. (Newer: To enforce judgments you own, you do not have to be a collection agency.) See New Mexico info.

--->  Judgments with Debtors living in NEW MEXICO: 

DISTRICT, FEDERAL Court in DENVER county, COLORADO, Judgment Date: 2011, Base J Amount approx: $669,324.00, plus 4.00% interest. Judgment value now is approx $690,239.97.
Debtor in Belen - Valencia county, New Mexico. Young male (DOB 1982) graphic artist debtor with his own web site, copyright infringement default judgment. Debtor has unique name, never BK, on the grid, stable, seems to own a house, no crime, no other judgments, most likely earns income, looks partially enforceable. OJC would like 2K cash up front and nothing in the future, or future pay is very ok. Needs to domesticated to New Mexico, but this is a Federal Judgment, so that is easy, - JB Ref# 892

In this state, 6 judgments have been placed, 2 partially recovered, 1 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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NEW YORK Judgment Enforcement, New York Interest Rates: Pre-Judgment: Max 16%, Judgment: 9%. Statute Of Limitations (Years): Open Account: 6, Written Contract: 6, Domestic Judgments: 20 (liens last for 10 years and are renewable ), Foreign Judgment: 20 (liens last for 10 years and are renewable ). Bad Check Laws (Civil Penalty): Face value of check plus two times check amount up to a maximum of $400 on NSF or $750 on "no account" (Demand prescribed by law). GEN.OB.1.1-104. General Garnishment Exemptions: 90% of earnings, and 1st $127.50 week wholly exempt. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No - BUT Counties can have their own rules and fees. In Boroughs county, you must be licensed as a collection agency to recover judgments.
Note it's not simple or cheap to domesticate default judgments to NY. You must file a new lawsuit to domesticate a default state judgment in NY - shame on NY. (Federal judgments do not require a new hearing.) Also - the debtor's first $1,760 is exempt. Direct Deposit accounts - $2,500 is exempt! Look for employment in NY. If the creditor used a lawyer, most courts in NY require the creditor to release the lawyer, before the judgment can assigned. High exemption for vehicles - $4,000, sheriff fees $1,000 plus storage you won't make any money if the auto sells for less that $5,000. See New Mexico info.

--->  Judgments with Debtors living in NEW YORK: 

CIVIL, SUPERIOR Court in RIVERSIDE county, CALIFORNIA, Judgment Date: 2009, Base J Amount approx: $110,085.00, plus 10.00% interest. Judgment value now is approx $144,406.32.
Debtor in Ridgewood - Queens county, New York. California Default judgment needs to be domesticated to NY, which requires a new trial. Female debtor (DOB 1977) never BK no crime, no other judgments, licensed as an occupational therapist and rumored to have property in Puerto Rico. Assumed to be working now making decent money. Judgment is for fraud, "harder" to discharge in BK. Make cash up front offer please, - JB Ref# 907

UNLAWFUL DETAINER, SUPERIOR Court in JACKSON county, MISSOURI, Judgment Date: 2007, Base J Amount approx: $1,494.00, plus 9.00% interest. Judgment value now is approx $2,057.62.
Debtor in Troy - Rensselaer county, New York. Female debtor (DOB 1970) usually hangs in Kansas City, now seems to be in NY, our guess is she found a job there. Avg, got busted for drugs in 2009, but it was for paraphernalia, perhaps only a bong? Uses some AKAs, never BK, we think this can be enforced. This is not a default so maybe it's not hard to domesticate to NY?, - JB Ref# 661
In this state, 45 judgments have been placed, 13 partially recovered, 11 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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NORTH CAROLINA Judgment Enforcement, North Carolina Interest Rates: Pre-Judgment: 8%, Judgment: 8%.
Statute Of Limitations (Years): Open Account: 3, Sale of Goods: 4, Written Contract: 3, Domestic Judgments: 10, Foreign Judgment: 10.
North Carolina law allows a judgment creditor to try to collect on its judgment for ten years; in addition, creditors holding judgments can petition the court which entered the judgment to renew the judgment before the initial ten years expires. As long as the judgment creditor keeps up with the renewal process, the judgment can be renewed indefinitely until the judgment is paid.
Bad Check Laws (Civil Penalty): 30 day written demand lesser of $500 or 3x check amount, but not less than $100. General Garnishment Exemptions: 100% of last 60 days' earnings for family support. Garnishment only by political subdivisions for taxes, ambulance fees, etc. Collection Agency Requirements and License Requirements: Bond: $5,000 to $50,000, License Required: Yes, Fee: $500. Exemption for out-of-state collectors: Contact state authorities. "Unofficially" - licensing authorities may allow out-of-state agencies to bypass requirements if they do not solicit in state and/or work for instate clients. Wage Garnishments generally not allowed. Note that most civil Sheriffs in this state take debtors not showing up in court seriously, debtors often can face jail time for not obeying the court in this state. Chapter 7 no asset BK, it does not matter if the creditor was listed or not, judgment is gone. XX CVS judgments are from superior court, CVM and CVD judgments are district court judgments. Mecklenburg county sheriffs are very slow. See North Carolina info.

--->  Judgments with Debtors living in NORTH CAROLINA: 

CIVIL, CIRCUIT Court in PRINCE WILLIAM county, VIRGINIA, Judgment Date: 2007, Base J Amount approx: $159,984.00, plus 8.00% interest. Judgment value now is approx $213,402.00.
Debtor in Gaston - Northampton county, North Carolina. OJC prefers cash up front, open to future pay. Unique named male Debtor (DOB 1956) no criminal record, went BK 7 in 1993 and BK 13 in 2007 but this judgment is already domesticated to North Carolina, and declared non-dischargeable by NC BK court, and it stands, other creditors lost. Liens already recorded. A few tiny judgments, seems to have a few properties, owns 2 homes, cars, boat, trailer, and a few businesses, hunting and fishing licences, married, looks enforceable, - JB Ref# 728

In this state, 7 judgments have been placed, 2 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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NORTH DAKOTA Judgment Enforcement, North Dakota Interest Rates: Pre-Judgment: 6%, Judgment: 12%. Statute Of Limitations (Years): Open Account for services: 6, Sale of Goods: 4, Written Contract: 6, Domestic Judgment: 10 renewable, Foreign Judgments: 10 renewable. Bad Check Laws (Civil Penalty): Amount due, collection fees of $20, and $100 or 3x check - whichever is less. General Garnishment Exemptions: Greater of 75% or amount each week equal to 40x federal minimum hourly wage - plus $20.00 each household dependent. Collection Agency Requirements and License Requirements: Bond: $20,000, License Required: Yes, Fee: $200. Exemption for out-of-state collectors: Out-of-state collectors may be exempt if (1) collecting only; (2) their office is located in a state that has a reciprocal law; and (3) the state has "enacted similar legislation". See North Dakota info.

--->  Judgments with Debtors living in NORTH DAKOTA: 

All being enforced at this time.
In this state, 10 judgments have been placed, 5 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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OHIO Judgment Enforcement, Ohio Interest Rates: Judgment: 4%. (2004-2009 it was zero to 10%) Statute Of Limitations (Years): Open Account: 4, Sales Contract (UCC2-725) or Written Contract: 15, (Before 2004) Domestic Judgment: 21, Foreign Judgments: 21. That was before 2004, Now all judgments last ten years. All Ohio Judgments go dormant after 4 years, and must be revived.
Bad Check Laws (Civil Penalty): The greater of $200 or three times the amount of check and attorney fees (no maximum). General Garnishment Exemptions: See federal law. Garnishment limited to once a month per employee. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. Future-pay ok in Ohio. Note: Huron County does not like Judgment Enforcers. Update Huron County refuses to let Judgment Enforcers do anything in their courts - so much for our 6th Amendment rights. Bank levies - first $400 is exempt now! In Ohio, lawyers can take assignment of judgments like mortals can! See Ohio info.

--->  Judgments with Debtors living in OHIO: 

CIVIL, COMMON PLEAS Court in LUZERNE county, PENNSYLVANIA, Judgment Date: 2010, Base J Amount approx: $14,985.00, plus 6.00% interest. Judgment value now is approx $16,878.65.
Debtor in Kansas City - Wyandotte county, Kansas. Default judgment against Male debtor, (DOB 1965), unique name, owns house with wife in Kansas, judgment may need to be domesticated to Kansas. Debtor had about 20 judgments but discharged almost all of them in BK in 2005. Tried to get this judgment discharged and failed - court ruled this judgment was not discharged, so this judgment can be enforced, all others cannot. And he sure can't claim he as not served. Bounced a few checks, owns at least part of a construction business in PA. Debtor got 200K in 2009, looks enforceable! Has a bank account and other assets in Ohio. OJC ok with cash up front or future-pay, - JB Ref# 913

SMALL CLAIMS, CIRCUIT Court in BENTON county, MISSOURI, Judgment Date: 2011, Base J Amount approx: $3,120.00, plus 9.00% interest. Judgment value now is approx $3,364.55.
Debtor in Cleveland - Cuyahoga county, Ohio. Might need domesticating into Ohio. Non default judgment against male debtor (DOB 1971) has fishing licence, in MS and OH, minor crimes, small judgments against him, has cars, live with girlfriend, - JB Ref# 789

In this state, 25 judgments have been placed, 11 partially recovered, 3 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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OKLAHOMA Judgment Enforcement, Oklahoma Interest Rates: Pre-Judgment: 6%, Judgment: 4% over U.S. Treasury Bill Rate of previous year.
Statute Of Limitations (Years): Open Account: 3, Written Contract: 5, Domestic Judgments: 5 renewable, Foreign Judgment: 3.
Bad Check Laws (Civil Penalty): N/A. General Garnishment Exemptions: State law: 75% of earnings exempted, more if hardship established. All federal exemptions apply. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. See Oklahoma info.

--->  Judgments with Debtors living in OKLAHOMA: 

CIVIL, SUPERIOR Court in NEW YORK county, NEW YORK, Judgment Date: 2009, Base J Amount approx: $14,613.00, plus 9.00% interest. Judgment value now is approx $17,858.82.
Debtor in Tulsa - Tulsa county, Oklahoma. NY Judgment (Not default) against a father (DOB 1943) and his daughter (DOB 1981) with unique names, never BK, all live in house father and known wife own in OK. Must be domesticated to Oklahoma. Looks very Enforceable, - JB Ref# 781

SMALL CLAIMS, SUPERIOR Court in LOS ANGELES county, CALIFORNIA, Judgment Date: 1996, Base J Amount approx: $5,007.00, plus 10.00% interest. Judgment value now is approx $13,038.37.
Debtor in El Cajon - San Diego county, California. 1996 judgment renewed in 2006. Male debtor (DOB 1950), goes by AKAs, sued under an AKA, but we have the right debtor. Will probably need an affidavit of identity. Debtor uses PO Boxes, lives in a mobile home park in San Diego and also somewhere in Haileyville, Pittsburg county, Oklahoma. Has one other 10K judgment against him, 1 UCC lien on his mobile home. Clean record, never BK, used to, and perhaps still does sell boats. Looks at least partially enforceable, - JB Ref# 862

In this state, 15 judgments have been placed, 5 partially recovered, 3 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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OREGON Judgment Enforcement, Oregon Interest Rates: Statutory + Judgment: 9% simple interest per year (unless specified by contract).
Statute Of Limitations (Years): Open Account: 6, Sale of Goods: 6 (4 yrs UCC Transaction), Written Contract: 6, Domestic Judgment: 10 - Renewable at 10, Foreign Judgment: 10. Bad Check Laws (Civil Penalty): Can recover reasonable attorney fees and statutory damages of three times the amount of the NSF check plus $500 if demand letter is sent to debtor 30 days before suit is filed. General Garnishment Exemptions: 75% of disposable earnings or 40x federal minimum hourly wage. Collection Agency Requirements and License Requirements: Bond: No, License Required: Registration only. Fee: Established by director. Exemption for out-of-state collectors: Contact state authorities. Out-of-state agencies may be exempt if (1) collecting for out-of-state client; (2) the debt was incurred by an Oregonian outside the state; and (3) the state where the collection agency is headquartered has a registration program comparable to Oregon's law. Courts in Oregon are: Circuit, Appellate, or Supreme. Writs only last 90 days in Oregon before they have to be refiled. See Oregon info.

--->  Judgments with Debtors living in OREGON: 

All being enforced at this time.
In this state, 18 judgments have been placed, 9 partially recovered, 4 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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PENNSYLVANIA Judgment Enforcement, Pennsylvania Interest Rates: Judgment: 6%. Statute Of Limitations (Years): Open Account: 4, Written Contract: 4, District Judgments: 5, (Common Pleas 20) (writ of revival within 5 years), Property Liens must be revived every 5 years. Bad Check Laws (Civil Penalty): After demand and judgment triple damages in amount equal to 3 times the check amount whichever is greater up to $500. General Garnishment Exemptions: 100% of wages, certain pensions, retirement accounts and Keogh plan under certain circumstances - and $300. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. Except for Landlord Tenant cases (and landlords have an advantage in this state), regular Wage Garnishments generally not allowed District Court (Small Claims) judgments expire in 5 years and cannot be renewed. There is a process by which, prior to expiration, the judgment can be extended through a praecipe to a higher court, but that involves time and expense (or attorneys fees if the OJC decides to keep the judgment and hire someone to do it). PA is a common-law state, anything a spouse owns is considered marital property which is exempt from execution. In PA, wage garnishments are not allowed except by the government or for child support. In PA, unlike many other places, the final judgment can be just the "Certified From The Record Praecipe to Enter Judgment". See Pennsylvania info.

--->  Judgments with Debtors living in PENNSYLVANIA: 

CIVIL, COMMON PLEAS Court in LUZERNE county, PENNSYLVANIA, Judgment Date: 2010, Base J Amount approx: $14,985.00, plus 6.00% interest. Judgment value now is approx $16,878.65.
Debtor in Kansas City - Wyandotte county, Kansas. Default judgment against Male debtor, (DOB 1965), unique name, owns house with wife in Kansas, judgment may need to be domesticated to Kansas. Debtor had about 20 judgments but discharged almost all of them in BK in 2005. Tried to get this judgment discharged and failed - court ruled this judgment was not discharged, so this judgment can be enforced, all others cannot. And he sure can't claim he as not served. Bounced a few checks, owns at least part of a construction business in PA. Debtor got 200K in 2009, looks enforceable! Has a bank account and other assets in Ohio. OJC ok with cash up front or future-pay, - JB Ref# 913

In this state, 32 judgments have been placed, 10 partially recovered, 7 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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PUERTO RICO Judgment Enforcement, Puerto Rico Interest Rates: Pre-Judgment or Judgment - changes every 6 months. Statute Of Limitations (Years): Open Account: 3, Merchandise Open Account: 3, Written Contract: 15, Mortgage: 20, Domestic Judgments: 15, Foreign Judgments: 15. Bad check laws: See articles 1851-1856 of the Puerto Rico Penal Code regarding bad check laws. General Garnishment Exemptions: 75% of last 30 days' earnings for family support. Collection Agency Requirements and License Requirements: Bond:$5,000, License Required: Yes, License Fee: $300 - Renewable. See Puerto Rico info.

--->  Judgments with Debtors living in PUERTO RICO: 

CIVIL, CIRCUIT Court in COOK county, ILLINOIS, Judgment Date: 2006, Base J Amount approx: $14,709.00, plus 9.00% interest. Judgment value now is approx $22,247.03.
Debtor in Camuy - Camuy county, Puerto Rico. Arbitration award, not default. Judgment against female (DOB 1944) that lives mostly in Puerto Rico, owns properties in Puerto Rico, and one in Chicago, Illinois too. Owns a car in Chicago. No other judgments or liens, never BK. No crime showing but helped another criminal escape to PR. Might need domesticating to PR. Looks enforceable, - JB Ref# 917
In this state, 3 judgments have been placed, 1 partially recovered, 0 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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RHODE ISLAND Judgment Enforcement, Rhode Island Interest Rates: Pre-Judgment: 12%, Judgment: 12%. Statute Of Limitations (Years): Open Account: 10, Written Contract: 10, Domestic Judgments: 20, Foreign Judgments: 20. Bad Check Laws (Civil Penalty): Amount of check, $25 fee and treble damage up to $1,000. General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No.

When you get a RI Judgment, you must get an execution served within on year. If you do not, the case is dismissed, and you have to go back to court to reinstate the judgment. If the OJC is a corporation, their lawyer needs to sign a substitution of attorney to have the lawyer remove themselves from the case. See Rhode Island info.

--->  Judgments with Debtors living in RHODE ISLAND: 

All being enforced at this time.
In this state, 14 judgments have been placed, 6 partially recovered, 3 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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SOUTH CAROLINA Judgment Enforcement, South Carolina Interest Rates: Pre-Judgment: 8.75%, Judgment: 12%.
Statute Of Limitations (Years): Open Account: 3, Written Contract: 3, Domestic Judgments: 10, Foreign Judgments: 10. Bad Check Laws (Civil Penalty): Reasonable court costs amount of check and damages up to $500 or 3x check amount - whichever is smaller. General Garnishment Exemptions: 100% Collection Agency Requirements and License Requirements: Bond: No, License Required: Yes. Fee: No. Exemption for out-of-state collectors: License required for instate agency only. Bank and Wage Garnishments generally not allowed in SC, all one can do is have the sheriff levy real or personal property. This takes about 6 weeks and if it comes back "Nulla Bono" you must do a supplemental proceeding to do a debtor exam, and some clerks say you need a lawyer to this, argh. See South Carolina info.

--->  Judgments with Debtors living in SOUTH CAROLINA: 

CIVIL, COMMON PLEAS Court in FLORENCE county, SOUTH CAROLINA, Judgment Date: 2009, Base J Amount approx: $4,485.00, plus 12.00% interest. Judgment value now is approx $5,687.84.
Debtor in Florence - Lauderdale county, Alabama. Debtor company sued as INC - but company was never an INC, was and is a LLC, so judgment will need amending. valid and registered with secretary of state, LLC is at address of officer, so one could probably show alter ego but judgment amount is not so high. Officer of sued company runs a local church. May need to be domesticated to Alabama, - JB Ref# 893

CIVIL, SUPERIOR Court in PINELLAS county, FLORIDA, Judgment Date: 2008, Base J Amount approx: $31,725.00, plus 11.00% interest. Judgment value now is approx $42,058.61.
Debtor in Greenville - Greenville county, South Carolina. Florida default judgment against an active, successful restaurant company with a public location, that moved to SC. Needs to be domesticated to SC. A few small judgments and UCCs, very public company. Owner and son have very nice cars. Company does not seem to own many assets free and clear. Ding, - JB Ref# 742

SMALL CLAIMS, SUPERIOR Court in ALBANY county, NEW YORK, Judgment Date: 1992, Base J Amount approx: $1,836.00, plus 10.00% interest. Judgment value now is approx $5,350.84.
Debtor in Myrtle Beach - Horry county, South Carolina. Default NY judgment against man (DOB 1974) needs to be domesticated into South Carolina. Needs to be renewed soon (2012). Debtor is fairly young, probably working, and may inherit property in NY. Lives in a house. Clean record, never BK, - JB Ref# 726


In this state, 34 judgments have been placed, 11 partially recovered, 5 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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SOUTH DAKOTA Judgment Enforcement, South Dakota Interest Rates: Pre-Judgment: 12%, Judgment: 10%. Statute Of Limitations (Years): Open Account: 6, Sale of Goods: 4, Written Contract: 6, Domestic Judgments: 20, Foreign Judgment: 10. Bad Check Laws (Civil Penalty): N/A. General Garnishment Exemptions: 20% of the individuals disposable earnings for a 60 day period. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. See South Dakota info.

--->  Judgments with Debtors living in SOUTH DAKOTA: 

All being enforced at this time.
In this state, 12 judgments have been placed, 3 partially recovered, 5 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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TENNESSEE Judgment Enforcement, Tennessee Interest Rates: Pre-Judgment: 10%, Judgment: 10% (or contract rate) (varies with type of transaction).
Statute Of Limitations (Years): Open Account: 6, Written Contract: 6, Domestic Judgments: 10, Foreign Judgments: 10.
Bad Check Laws (Civil Penalty): Treble damages up to $500 + 10% interest and reasonable service charges, atty.'s fees, and court costs. General Garnishment Exemptions: See federal law. Add $2.50 per week for dependent child under 16. Collection Agency Requirements and License Requirements: Bond: $15,000 to $25,000, License Required: Yes, Fee: $600 - to start and $350 and up - annually. Exemption for out-of-state collectors: Contact state licensing authority. Out-of-state agencies may be exempt if they (1) maintain office in another state; (2) resides in a state that provides reciprocity; and (3) comply with provisions of licensing. NOTE If you are enforcing an order of the court, such as recovering a judgment, that you own, you do not need to be licensed collection agency, see TN code 62-20-103. See Tennessee info.

--->  Judgments with Debtors living in TENNESSEE: 

All being enforced at this time.
In this state, 8 judgments have been placed, 2 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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TEXAS Judgment Enforcement, Texas (Community Property and Debtor-Friendly State) Interest Rates: Pre-Judgment: 6% with agreement - can charge up to 18%. Without agreement - statutory interest of 6% begins to run 30th day after becoming due, Judgment: 10%. Statute Of Limitations (Years): Open Account: 4, Written Contract: 4, Domestic Judgments: 10 (Renewable), Foreign Judgment: 10 (Renewable). Bad Check Laws (Civil Penalty): N/A. General Garnishment Exemptions: See below:
Collection Agency Requirements and License Requirements: Bond: No for commercial judgments yes for consumer judgments, License Required: No, Fee: No. Check with a lawyer when you charge interest - Texas has very strong usury laws and penalties.

Wage garnishments other than child support are NOT allowed. However, non-wages are garnishable; i.e. 1099 wages are, bonus and other non-wage payments are garnishable. There are four types of civil courts in Texas - Small Claims, Justice, County, and District. Note you can't hit a bank account unless you attest there is no property you can levy on sufficient to satisfy the judgment.
However Texas writs traps any money coming into the bank account while the writ is active! See Texas info.

--->  Judgments with Debtors living in TEXAS: 

CIVIL, SUPERIOR Court in NEW YORK county, NEW YORK, Judgment Date: 2011, Base J Amount approx: $2,952.00, plus 9.00% interest. Judgment value now is approx $3,223.59.
Debtor in Mansfield - Tarrant county, Texas. NY judgment against young male (DOB 1984) American Idol finalist, twitter big cheese, all over the web. Travels a bit, based in Texas. Should be able to pay judgment. No crime, never BK, lives in a house, no other judgments, unique name. Needs to be domesticated to Texas, - JB Ref# 942

CIVIL, COUNTY Court in NUECES county, TEXAS, Judgment Date: 2010, Base J Amount approx: $33,756.00, plus 5.00% interest. Judgment value now is approx $35,994.81.
Debtor in Corpus Christi - Nueces county, Texas. Judgment against man (DOB 1971) and woman. Were together, but never married to each other. Man has a big federal tax lien against him and a few other big judgments against him, and a few UCC liens. Never BK, seems to own a house with wife. Very unique name, no crime, owns cars and trucks, stable, on the grid. Debtor # 2, female, (DOB 1971) fairly common name, uses AKAs, lives in Trenton, (Gilchrist county) Florida now. Never BK, Might own half a house in TX, 2 other tiny judgments, strong employment lead (Outback Tan and Fitness) owns cars, minor crime, stable, on the grid. Abstract in Texas recorded, might have to be domesticated to Florida, between both debtors, this judgment can be at least partially enforced, - JB Ref# 940

JUDICIAL, DISTRICT Court in DALLAS county, TEXAS, Judgment Date: 2011, Base J Amount approx: $217,443.00, plus 18.00% interest. Judgment value now is approx $223,998.23.
Debtor in Dallas - Dallas county, Texas. Default judgment for fraud against man (DOB 1956) and his defunct company. Man has unique name, on the grid, never BK, no other judgments or liens, no crime, seems to own several properties, boats, cares, lots of business leads, looks enforceable. Abstract already recorded. Will likely require time, money, and a new lawsuit to undo a fraudulent transfer, however the assets are there somewhere - JB Ref# 918

UNLAWFUL DETAINER, SUPERIOR Court in MOHAVE county, ARIZONA, Judgment Date: 2011, Base J Amount approx: $894, plus 10.00% interest. Judgment value now is approx $981.79.
Debtor in Tye - Taylor/Gregg county, Texas. 2 debtors, male DOB 1979, never BK, was living in AZ, got a 30K settlement, moved to Texas, and started a metal salvage business Female debtor DOB 1959, never BK, moved to Texas, employment lead on female debtor. - JB Ref# 762

UNLAWFUL DETAINER, SUPERIOR Court in MOHAVE county, ARIZONA, Judgment Date: 2011, Base J Amount approx: $678.00, plus 10.00% interest. Judgment value now is approx $740.91.
Debtor in Crestview - Upshur county, Texas. 2 debtors, unique names, one in Texas, one in Okaloosa County Florida. Male Debtor 1 never BK, stable, in Florida, landlord known, DOB 1974. Female Debtor 2 never BK, fairly stable in Upshur County, TX, DOB 1984, - JB Ref# 760

JUSTICE, SUPERIOR Court in TARRANT county, TEXAS, Judgment Date: 2002, Base J Amount approx: $2,265.00, plus 10.00% interest. Judgment value now is approx $4,469.75.
Debtor in Fort Worth - TARRANT county, TEXAS. Male debtor (DOB 1967) Employer known, auto supply employer in TX, employer based in CA. Either live with relatives or rents, landlord known. Never BK, stable, on the grid, fairly clean record, - JB Ref# 755

SMALL CLAIMS, JUSTICE Court in TARRANT county, TEXAS, Judgment Date: 2011, Base J Amount approx: $3,987.00, plus 5.00% interest. Judgment value now is approx $4,055.17.
Debtor in Fort Worth - Tarrant county, Texas. Default judgment against female (DOB 1969) who seems temporarily short on cash, living with relative but has a new car, no crime record, never BK, on the grid, gets over 12K a year just in teacher retirement payments (DOB 1969), and a pre-paid visa. Will likely find a job as a certified teacher, - JB Ref# 705

CIVIL, SUPERIOR Court in GWINNETT county, GEORGIA, Judgment Date: 2009, Base J Amount approx: $31,386.00, plus 4.14% interest. Judgment value now is approx $36,576.50.
Debtor in Orange - Gwinnett county, Georgia. OJC WANTS CASH-UP-FRONT, OPEN TO FUTURE PAY. Looks like it's not a default. Judgment against a dissolved LLC and two people, man and wife or brother/sister with unique names, stable, never BK. Own property(s) in GA, but seem to be working or staying in Texas and Florida, landlords known. Male debtor DOB 1965, Female 1968, both on the grid, never BK, fairly stable, seem to have assets, - JB Ref# 576

SMALL CLAIMS, SUPERIOR Court in ORANGE county, CALIFORNIA, Judgment Date: 2010, Base J Amount approx: $5,235.00, plus 10.00% interest. Judgment value now is approx $5,868.41.
Debtor in Dallas - Dallas county, Texas. Male Debtor (DOB 1961) Already domesticated to Texas Employment known - works at his cousins house in Dallas, TX. Went BK 7 No asset in 2007, term in 2008, long before judgment. Not rich, but we think collectable, - JB Ref# 525

In this state, 37 judgments have been placed, 10 partially recovered, 9 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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UTAH Judgment Enforcement, Utah Interest Rates: Pre-Judgment: 7.35%, Judgment: Contract rate or Federal Judgment Rate. Statute Of Limitations (Years): Open Account: 4, Written Contract: 6, Domestic Judgments: 8, Foreign Judgments: 8. Bad Check Laws (Civil Penalty): Certified statutory bad check notice must be sent. Amount due, interest, court costs, reasonable attorney's fees, plus $15 bad check fee. General Garnishment Exemptions: $142.50 of disposable earnings for wages paid weekly. Collection Agency Requirements and License Requirements: Bond: $10,000, License Required: Yes, Fee: Varies by City and County. In some counties in Utah, you must be a collection agency in Utah, and you must use a lawyer for all court matters, ick. See Utah info.

--->  Judgments with Debtors living in UTAH: 

SMALL CLAIMS, SUPERIOR Court in SALT LAKE county, UTAH, Judgment Date: 2010, Base J Amount approx: $1,596.00, plus 2.410% interest. Judgment value now is approx $1,649.33.
Debtor in Salt Lake City - Salt Lake county, Utah. Default, but debtor was living in OJC's house. Young male debtor (DOB 1987), never BK, has some kind of government contractor (full-time job) with security clearance, lives in apartment, on the grid, - JB Ref# 766

SMALL CLAIMS, SUPERIOR Court in UTAH county, UTAH, Judgment Date: 2006, Base J Amount approx: $7,554.00, plus 6.36% interest. Judgment value now is approx $10,037.60.
Debtor in Provo - Utah county, Utah. Default judgment, Male debtor (DOB 1978), unique name, now believed to be back in Utah, after being in Washington, great record, never BK, no judgments or liens, stable, but owns no property. Believed to be working. Living at Mom's house in Utah, - JB Ref# 709

SMALL CLAIMS, SUPERIOR Court in UTAH county, UTAH, Judgment Date: 2011, Base J Amount approx: $8,070, plus 2.30% interest. Judgment value now is approx $8,099.25.
Debtor in West Jordan - Salt Lake county, Utah. Male debtor (DOB 1980) discharged all his judgments and debts 2 years before this judgment, so only this judgment can be collected. On facebook showing his car. Married, wife known. No criminal record, on the grid. Recently lost job but has skills, - JB Ref# 685

FAMILY, SUPERIOR Court in UTAH county, UTAH, Judgment Date: 1995, Base J Amount approx: $13,728.00, plus X% interest. Judgment value now is approx $13,743.00.
Debtor in Warwick - Kent county, Rhode Island. Family court judgment, deadbeat dad not rich but has assets. Went BK twice, family support not discharged. Debtor is on disability for being fat.Not exactly sure how much is owed, Male Debtor (DOB 1964) lives with his wife in their parent's house. Gets disability income, Owns ATVS and a truck that can be levied. Will inherit house, has stocks. Parents own 2 homes, one in RI, one in Utah. Debtor's parents have money. Not a slam dunk but enforceable we think. Debtor lives in RI mostly now, needs to be domesticated to RI, but will inherit assets in Utah, - JB Ref# 645

CIVIL, CIRCUIT Court in HILLSBOROUGH county, FLORIDA, Judgment Date: 2011, Base J Amount approx: $117,384.00, plus 6.00% interest. Judgment value now is approx $118,557.76.
Debtor in Draper - Salt Lake county, Utah. Related to JB # 473 this one against company in Utah. Company in good standing based in Utah, but company was used to defraud people, web site is down. Owner tried to go BK a few times, each time tossed out of court for fraud, even the BK court said you can't just take money from a bunch of people and go BK. So there are lots of assets we must assume, need a good JE/lawyer to dig and squeeze to find the money. OJC has lots of info, - JB Ref# 472

CIVIL, CIRCUIT Court in HILLSBOROUGH county, FLORIDA, Judgment Date: 2011, Base J Amount approx: $117.396.00, plus 6.00% interest. Judgment value now is approx $117,487.19.
Debtor in Draper - Salt Lake county, Utah. Related to JB # 472 this one against male debtor (DOB 1957) a living in Utah. Debtor tried to go BK a few times, each time tossed out of court for fraud, even the BK court said you can't just take money from a bunch of people and go BK. So there are lots of assets we must assume, need a good JE/lawyer to dig and squeeze to find the money. OJC has lots of info. Debtor was classic scammer, great credit, great reputation, perfect, then defrauded many people, and if squeeze hard enough, assets might be found, - JB Ref# 473

In this state, 11 judgments have been placed, 3 partially recovered, 4 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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VERMONT Judgment Enforcement, Vermont Interest Rates: Pre-Judgment: 12%, Judgment: 12%. Statute Of Limitations (Years): Open Account: 6, Written Contract: 6, Domestic Judgments: 8, Foreign Judgments: 8. Bad Check Laws (Civil Penalty): Court costs, amount of check, attorney's fees, damage of $50. (Notices required). General Garnishment Exemptions: 75% of earning above minimum wage or what is necessary to live. Collection Agency Requirements and License Requirements: Bond: No, License Required: No, Fee: No. See Vermont info.

--->  Judgments with Debtors living in VERMONT: 

All being enforced at this time.
In this state, 5 judgments have been placed, 1 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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VIRGINIA Judgment Enforcement, Virginia Interest Rates: Judgment: 6% or contract rate whichever is higher. (We have seen as much as 25%!) Was 9% and changed to 6% on 2/13/2004.
Statute Of Limitations (Years): Open Account: 3, Last charge or payment Written Contract: 5, Domestic Judgments: 10 Foreign Judgment: 10, Sales of goods under article 2 is 4 years. Bad Check Laws (Civil Penalty): Lesser of $250 or three times check amount. General Garnishment Exemptions: See federal law. Collection Agency Requirements and License Requirements: Bond:$5,000, License Required: Depends on Locality, Fee: No. Must buy judgments outright in Virginia - contingency basis purchase is usually considered UPL. Generally Virginia is considered hostile to pro-pers. See Virginia info.

--->  Judgments with Debtors living in VIRGINIA: 

All being enforced at this time.
In this state, 17 judgments have been placed, 6 partially recovered, 2 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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WASHINGTON Judgment Enforcement, Washington (Community Property State) Interest Rates: Pre-Judgment: 12%, Judgment: 12%. Statute Of Limitations (Years): Open Account: 3, Written Contract: 6, Domestic Judgments: 10, Foreign Judgments: 10. Bad Check Laws (Civil Penalty): Lesser of check amount or 12% interest, collection costs up to $40. If taken to court, reasonable attorney's fees, 3x value, or up to $300. 6 years to enforce a bad check. General Garnishment Exemptions: Greater of 75% or $64 week (40x state min. hourly wage). Collection Agency Requirements and License Requirements: Bond: Usually $6,000, License Required: Yes, Fee: $300 to start, $50 annually per Branch Office. Exemption for out-of-state collectors: Contact state authorities. Out-of-state agencies may qualify for lesser licensing fees. Out-of-state collectors are no longer required to have resident office and instate trust accounts if they don't have instate client. Bond is not required if held in home state. King County seems to not like JEs. If you are going to enforce judgments in Washington state, you must either buy them for cash up front (no future pay), be a collection agency, or hire a lawyer to do all court matters. See Washington info.

--->  Judgments with Debtors living in WASHINGTON: 

CIVIL, SUPERIOR Court in WALLA county, WASHINGTON, Judgment Date: 2011, Base J Amount approx: $54,126.00, plus 12.00% interest. Judgment value now is approx $56,133.06.
Debtor in South Beach - Lincoln county, Oregon. Default judgment against Male debtor, very young, (DOB 1990), minor crime record, including sex with minor when he was 12, meaning it was minor on minor, not as bad as if he was an adult, by far) unique name, no other judgments or liens, no assets showing, but he stole the money from OJC, this looks enforceable, partly because of how young the debtor is, Debtor on the grid is solidly in Oregon, but is known to live in Walla Walla, WA. In an apartment with his girlfriend pregnant with his child, not yet married, why not find out where the judgment debtor hid the money? - JB Ref# 882

CIVIL, SUPERIOR Court in HUMBOLDT county, CALIFORNIA, Judgment Date: 2010, Base J Amount approx: $211,464.00, plus 10.00% interest. Judgment value now is approx $403,254.66.
Debtor in Spokane Valley - Spokane county, Washington. Debtors husband (DOB 1956) and wife (DOB 1956), never BK, properties in CA and Washington, other properties sold years ago to a relative, stable, on the grid, Might be split up, but both are liable. Judgment has different amounts owed for husband and wife, each about half the amount of this judgment. Total is approximated here. Needs to be domesticated to WA. Default. Man has clean record, lots of business and employment leads, never BK, no other judgments, Woman has employment and business lead, tiny judgment against her, clean record, - JB Ref# 787

FAMILY, SUPERIOR Court in SNOHOMISH county, WASHINGTON, Judgment Date: 2003, Base J Amount approx: $11,334.00, plus 12.00% interest. Judgment value now is approx $23,263.07.
Debtor in Seattle - King county, Washington. Family court (not support) judgment, Male Debtor (DOB 1955) never BK, has a professional licence of some sort, has been in jail before for a crime, cleaned himself up, debtor now going to college and getting government grants. Paying child support. Debtor only partially on the grid in last few year, he's trying to hide, but he can't fool Nexis. We think he can pay at least part of this judgment, - JB Ref# 784

SMALL CLAIMS, SUPERIOR Court in CLARK county, WASHINGTON, Judgment Date: 2011, Base J Amount approx: $4,488.00, plus 12.00% interest. Judgment value now is approx $4,640.94.
Debtor in Vancouver - Clark county, Washington. Default judgment against married couple. Debtor 1, female (DOB 1980) with unusual name, went BK 7 successfully in 2009, cause of action for this judgment after BK closed, judgment is good and other creditors lost. Has lots of traffic violations and judgments, most judgments discharged, no assets showing on grid. Debtor 2 male (DOB 1982) went BK 7 in 2009 also before judgments. Cleaner record - only 1 other judgment, one DUI in 2000. Both live in a house, landlord known. Both have steady jobs according to OJC but we do not know where. Between the couple, they can be made to pay at least something on the judgment. OJC does not need status updates!, - JB Ref# 782

CIVIL, SUPERIOR Court in BROWARD county, FLORIDA, Judgment Date: 2009, Base J Amount approx: $12,102.00, plus 9.00% interest. Judgment value now is approx $16,481.10.
Debtor in Sammamish - King county, Washington. Male debtor (DOB 1965), never BK, fairly clean record, uses a few AKAs, on the grid, stable, owns a home in Florida, works (Employer is known in Bellvue, WA) and rents a home in King county WA, has relative in Yakima county. Not default, banking lead. Needs to be domesticated to Washington, - JB Ref# 583

CIVIL, SUPERIOR Court in KING county, WASHINGTON, Judgment Date: 2006, Base J Amount approx: $110,667.00, plus 12.00% interest. Judgment value now is approx $174,189.52.
Debtor in Federal Way - King county, Washington. Default against a Male debtor (DOB 1958) and his closed down company. Landlord known. Stable, on the grid, went BK in 1993 long before cause of action. May have assets, but has lots of judgments and liens against him, he keeps several properties in his wife and mother-in-law's name. - JB Ref# 547


In this state, 21 judgments have been placed, 5 partially recovered, 5 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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WEST VIRGINIA Judgment Enforcement, West Virginia Interest Rates: Pre-Judgment: 6%, Judgment: 10%.
Statute Of Limitations (Years): Open Account: 5, Written Contract: 10, Domestic Judgments: 10, Foreign Judgments: 10.
Bad Check Laws (Civil Penalty): Amount due, service charge up to $10. Check under $500.00 is a misdemeanor. Over $500.00 is a felony. General Garnishment Exemptions: See West VA code. 38-5A-3-Employees withhold 20% of disposable income or 30x the minimum hourly rate, whichever is less. Other exemptions apply. Collection Agency Requirements and License Requirements: Bond: $5,000 License Required: Yes, $45 Annual. Exemption for out-of-state collectors: Contact state authorities. Some out-of-state agencies may be exempt if they are only collecting for out-of-state clients. See West Virginia info PDF. New - WV is becoming hostile to JEs.

--->  Judgments with Debtors living in WEST VIRGINIA: 

All being enforced at this time.
In this state, 12 judgments have been placed, 5 partially recovered, 3 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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WISCONSIN Judgment Enforcement, (Mostly a Community Property State) Wisconsin Interest Rates: Pre-Judgment: 5%, Judgment: 12%.
Statute Of Limitations (Years): Open Account: 6, Written Contract: 6, Domestic Judgments: 20, Foreign Judgments: 20.
Bad Check Laws (Civil Penalty): Amount of check plus actual damages plus exemplary damages up to three times value of check. Limited to $300. General Garnishment Exemptions: 80% of net pay. Collection Agency Requirements and License Requirements: Bond: $15,000 min. License Required: Yes, Fee: $1,000 - and $200 annually. Exemption for out-of-state collectors: Out-of-state agencies do not need to be licensed if (1) collecting by interstate means (phone, fax, mail); and (2) collecting for an out-of-state client. The Wisconsin Department of Financial Institutions says to enforce judgments you must be a licensed as collection agency. Wisconsin has become hostile to Judgment Enforcers who are not lawyers.
To examine a debtor, your debtor is sent a statement of assets form as soon as the judgment is entered. A statement of assets is a financial statement to be completed by your debtor and mailed directly back to you. Your debtor has fifteen days to send the statement of assets to you, unless an appeal is filed or he or she has asked the court for an order delaying that fifteen-day due date. Otherwise, you could file a motion and order for contempt. If your debtor failed to attend the hearing on the motion for contempt, the court could issue a bench warrant for your debtor's arrest. If he or she does show up to the hearing, the court would order him or her to complete the statement of assets right there in court. See Wisconsin info.

--->  Judgments with Debtors living in WISCONSIN: 

RESTITUTION ORDER, SUPERIOR Court in MARINETTE county, WISCONSIN, Judgment Date: 2005, Base J Amount approx: $21,186.00, plus 10.00% interest. Judgment value now is approx $34,811.78.
Debtor in Milwaukee - MARINETTE county, Wisconsin. Female Debtor, DOB 1984, Was a drunk driver, restitution order, Lives with mom, Parents rich - debtor and 3rd party exams might work well. Young, fairly clean record. Might inherit something, - JB Ref# 772

SMALL CLAIMS, SUPERIOR Court in MILWAUKEE county, WISCONSIN, Judgment Date: 2004, Base J Amount approx: $3,738.00, plus 12.00% interest. Judgment value now is approx $6,917.06.
Debtor in Elm Grove - Waukesha county, Wisconsin. Avg male debtor (DOB 1976), never BK, on the grid, stable, - JB Ref# 556

In this state, 17 judgments have been placed, 5 partially recovered, 5 fully recovered so far, starting with JudgmentBuy.     (Back or Home)

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WYOMING Judgment Enforcement, Wyoming Interest Rates: Pre-Judgment: 7%, Judgment: contract rate or 10% judgment rate.
Statute Of Limitations (Years): Open Account: 8, Written Contract: 10, Domestic Judgments: 5, Foreign Judgments: 5.
Bad Check Laws (Civil Penalty): Double the face amount plus damages equal to collection cost and reasonable attorney fees. General Garnishment Exemptions: See federal law. For consumer credit sale, lease or loan. Up to 65% for child support arrearage. Collection Agency Requirements and License Requirements: Bond: $10,000, License Required: Yes, Fee: $200 - Original, $100 - Renewal $100 - plus $100 per branch. Exemption for out-of-state collectors: Out-of-state agencies may bypass licensing if they are not (1) soliciting clients in Wyoming; or (2) collecting for Wyoming creditors. See Wyoming info.

--->  Judgments with Debtors living in WYOMING: 

All being enforced at this time.
In this state, 33 judgments have been placed, 11 partially recovered, 6 fully recovered so far, starting with JudgmentBuy.     (Back or Home)