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How are Judgment Graded?
Grade B Judgment: You know where some of the assets are. The debtor is not in jail, bankrupt, or on welfare, or appear to be unemployed. No, or only a minor crime record. Some assets showing, Proof of Service was good. Few or no other judgments against them.
Grade C Judgment: You do not have a clue where assets are, but debtor is not bankrupt or in jail. Debtor appears to be employed. Has some judgments against them, minor or distant crime record. Judgment debtor may own a business or is employable. Most default judgments are grade Cs.
Grade D Judgment: The judgment debtor is unemployed, no assets, does not own any property or have any assets showing, and has filed for bankruptcy a few times, has a crime record. Lots of other judgments from collection agencies or big tax liens. Does not have a business, or lives on welfare. Proof Of Service was not solid.
Grade F Judgment: Judgment debtor cannot be found, a default judgment with questionable proof of service, successfully avoided the judgment by going bankrupt, or is in jail, has a terrible crime record, is chronically poor, died poor, or became very sick, etc.
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