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I'm Judgment Proof
A: Civil court money judgments - combined with expert knowledge on how to persistently enforce them - for as many years as it takes - are a very strong combination - and are not "just debts".
Judgment enforcers know how to take "cuts" in your line of creditors. You might not be (or stay) as judgment-proof as you think, consider a payment plan to save a lot of costs and hassles.
Every year you avoid paying them means (California) 10% more that you owe, plus any costs a judgment enforcer may incur trying to seize your assets over time. The judgment enforcer might have a Sheriff seize your assets (or your estate's assets) even decades from now.
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