How are Judgment Graded?

August 11, 2023


Class A Judgment: We know where most or all of the debtor’s available assets are, and the judgment debtor owns property and also nice vehicles. The debtor is not bankrupt, few or no other judgments against them. not in jail, no crime record, and has a steady income. Proof of Service was good, and the debtor showed up in court.

Grade B Judgment: You know where some of the assets are. The debtor is not in jail, bankrupt, or on welfare, or appear to be unemployed. No, or only a minor crime record. Some assets showing, Proof of Service was good. Few or no other judgments against them.

Grade C Judgment: You do not have a clue where assets are, but debtor is not bankrupt or in jail. Debtor appears to be employed. Has some judgments against them, minor or distant crime record. Judgment debtor may own a business or is employable. Most default judgments are grade Cs.

Grade D Judgment: The judgment debtor is unemployed, no assets, does not own any property or have any assets showing, and has filed for bankruptcy a few times, has a crime record. Lots of other judgments from collection agencies or big tax liens. Does not have a business, or lives on welfare. Proof Of Service was not solid.

Grade F Judgment: Judgment debtor cannot be found, a default judgment with questionable proof of service, successfully avoided the judgment by going bankrupt, or is in jail, has a terrible crime record, is chronically poor, died poor, or became very sick, etc.

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