Q: Good luck collecting from me – I have 10 creditors ahead of you – get in line!
A: Civil court money judgments – combined with expert knowledge on how to persistently enforce them – for as many years as it takes – are a very strong combination – and are not “just debts”.
Judgment enforcers know how to take “cuts” in your line of creditors. You might not be (or stay) as judgment-proof as you think, consider a payment plan to save a lot of costs and hassles.
Every year you avoid paying them means (California) 10% more that you owe, plus any costs a judgment enforcer may incur trying to seize your assets over time. The judgment enforcer might have a Sheriff seize your assets (or your estate’s assets) even decades from now.