Q: I’m a debtor, and I want to buy something on credit.   I have a judgment against me, but I can’t locate the creditor, and I wonder if you can give me some advice?

A: JudgmentBuy and most judgment enforcers are not lawyers.   If you want to save money and hassle, and pay off or settle a judgment against you, we might be able to help.

See our Judgment Settling and our How To Remove A Judgment articles.

Note that if your creditor is a bank or a collections agency, they almost always will not play ball and settle with a third-party settler. In this case, you should try to settle with the bank or collection agency.