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I'm Not The Debtor! Q: I'm not the debtor, so why did a Judgment Enforcer send me that letter? A: Why did this happen? The correct debtor had the same name as you - and lived in the same city as you. The real debtor might be somewhat of a scammer (hides their SS number, etc.) and data searches turned up you, not them. That's why most enforcers starts by sending you a letter, which gives alleged debtors 30 days to let them know that they are not the debtor. In your case, after discussing this with you, the Judgment Enforcer completely took care of the situation. They shredded all personal information they may have gathered on you, and undid any legal actions they might have taken. Nothing they did is on your credit report. This won't happen again. Most have printed your information - and then erased your information from their computers. They will never again confuse you with the real debtor again. About half the people who tell Judgment Enforcers they are not the debtors are lying. That is why they need a day or two, to check to verify you were telling the truth, and in your case, you were. A big contributor to this problem/situation is that many courts do not ask for IDs when people enter the courtroom. Courts don't put social security numbers, ages - or anything else - on judgments - except the name supplied by the Plaintiff. (If you sue someone, try to first find out what their real name, age, and AKAs are.) Making the problem worse in many places, is the ongoing and increasing problem of government entities redacting/removing/not allowing the full social security number on all documents - even on documents where they are really needed. Increasing privacy rights benefits everyone, especially judgment debtors. Go Back To Articles JudgmentBuy.com Home Page

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