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It takes so long to Enforce a Judgment?

Q: I sent you my judgment paperwork and you found a Judgment Enforcer for me.
I signed their paperwork right away. It's been months, so why have I not gotten money from the debtor yet?


A: We found the right Judgment Enforcer Professional (JEP - which could be a judgment enforcer, a contingency collections lawyer or a licensed collection agency) to recover money from your debtor. The JEP received your notarized documents and filed them with the court. Then the JEP starts working to recover your money.

In some states, the JEP sent notice to the debtor - which by law gives the debtor 30 days to contest the validity of the debt. Then the JEP looks for and has the sheriff or court seize available debtor assets - that's usually the more difficult and time-consuming part of enforcement.

After assets are found - courts and Sheriffs are not always quick - and the law gives debtors chances to cause delays. Enforcement is not easy - though most often - the JEP eventually gets some of your money back for you.

It sometimes takes months or years to get the cash from an enforcement. JEPs search for available assets. If the debtor has lots of assets showing - enforcement goes much quicker. If the debtor is poor or hiding assets, it can take many years. The JEP is enforcing this judgment as fast as the (economy, situation, and law) allows - and they want to enforce it as much (or more) than you do. Snow Man Surprise picture

Also, the economy is worse than ever - and many debtors do not have jobs or bank accounts at this time. If and when they get assets - the JEP will start enforcing the judgment against them.

What if the JEP is stuck - and can't find any assets of the debtor? There are two answers:

When the debtor is poor and has no available assets - the JEP puts the judgment back into the file drawer - and re-checks the debtor every 3-12 months to see if they have assets. When the debtor gets assets - the JEP grabs them. If not sooner - then later. JEPs only get paid when you get paid.

When the debtor has assets, but the JEP will not or cannot get them, perhaps you can get your judgment back. Then JudgmentBuy can find you another JEP that can try to recover your money. If the debtor has assets, we can repeat this step until your judgment is enforced.


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JudgmentBuy - Contact Mark at Mark@GoGuys.com   or phone 1-408-945-4240     or fax 1-206-267-9857.   Usually Open (not too late) nights and weekends.  
    Mark D. Shapiro
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