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Lawyer, Agency, or a Judgment Enforcer?A: JudgmentBuy will refer you for free, to the right expert to recover your money. On small or difficult judgments, all experts charge an average of fifty percent. The expert we refer you to may be either a Judgment Enforcer or a contingency collections attorney or a collection agency, depending on the situation, location and situation of your debtor. Some of the best Judgment Enforcers are not lawyers. Some enforcers hire lawyers to help recover assets from your judgment debtor. If you have a debt, or an arbitration order not yet turned into a judgment, we always refer you to the best collection agencies or attorneys. Unlike most lawyers, JudgmentBuy-referred contingency collection attorneys are expert recovery lawyers with a proven track record of being the best at recovering judgments. And they have all signed an agreement with JudgmentBuy, to give you a 10% discount, and have a fee structure similar to most Judgment Enforcers - usually, you pay nothing upfront, nothing per month, and only a portion of any recovered judgment money. To protect all parties, and to keep JudgmentBuy's referrals arms-length transactions, we ask that you, the original judgment creditor, sign and return JudgmentBuy's short PDF agreement form. A short time later, the agency or lawyer will send you their paperwork. You are not obligated when you sign JudgmentBuy's agreement, until our referred expert pays you money. We only get paid after you get paid. JudgmentBuy's agreement is only required when JudgmentBuy refers you to the right contingency collections attorney or collection agency. This is an attractive alternative to other lawyers and collections agencies, where you may pay a retainer, and pay by the hour, with no guarantee of the recovery of your money. 
The economy is making pure contingency lawyers and
Judgment Enforcers way too picky.
The contingency collection lawyers that JudgmentBuy partnered with are much better than the average collection agencies and many judgment enforcers. You retain ownership of your judgment, you do not have to assign it to anyone. Every contingency attorney recovers judgments their own way. When judgments do not look really easy, most pure contingency lawyers and collection agencies charge an average of 50% of that they recover. (Those referred by JudgmentBuy charge you 45%.) The reason this rate is a bargain is that it is pure contingency. While one can find lawyers and agencies to recover judgments for (e.g.) 25%, you must pay a retainer and all expenses during recovery. When you have to pay for expenses and fees, that's not a pure contingency arrangement. JudgmentBuy refers you only to pure contingency lawyers, agencies, and experts. How does it work when JudgmentBuy refers you to a contingency lawyer or collection agency? That is up to each attorney or collection agency, and depends on each judgment situation. In general, here is the way it usually works: The lawyer gets a JudgmentBuy lead absolutely free and with no obligation. They will be happy to answer any and all questions you may have. JudgmentBuy's referred lawyers they typically work on a contingency-fee arrangement whereby they split any monies collected between you and them, in accordance with a written contract signed between you and them. Lawyers and contingency agencies usually charge 50% of monies recovered for small judgments. (The 50% rate is just an example.) However, pursuant to an agreement that they have with JudgmentBuy, they have agreed to reduce their fees to you by 10%, so they would keep 45% of any recovery of money as their fee, instead of 50%. (Remember, 10% of 50 is 5.) Lawyers and collection agencies are not allowed to pay JudgmentBuy referral fees, so JudgmentBuy has a fair system where the lawyers discount their rate to you. JudgmentBuy requires you pay JudgmentBuy part of the savings JudgmentBuy bring you, only if you get paid extra by the lawyer. For example, if the lawyer was able to recover $1,000 from your debtor next month. They would send you $550 as your 55% of that portion of the recovery, and you would be responsible later for sending JudgmentBuy (5%) $27.50, pursuant to your separate contract with JudgmentBuy. (See JudgmentBuy's short PDF agreement form.) We will send you this form right before we refer you to the best contingency expert for your judgment. This form is just between you and JudgmentBuy, it is not filed at any court. Next, the Collection Agency or Contingency Lawyer will send you their paperwork, that is between you and them. Judgment enforcement is not guaranteed and when money comes in, in comes in chunks, part one day, part later - is very common. For this reason, we ask you to send JudgmentBuy 5% of what you get on each payment, because we saved you 10% at the start. We think this is fair because of the discount we get for you, our work in screening your debtor, and the time and hassle we save you. If you get $5,500.00, you would pay JugmentBuy $275.00, which is less than the amount of extra money we arranged for you to save. Recovering money from a judgment debtor is never easy and usually involves at least some minor fees, such as court filing fees, recording fees, and process serving fees. When possible, these fees are recovered from the debtor. The lawyer will file a form with the court to add these fees to the debt owed by the debtor. Sometimes these costs are recoverable, sometimes not, it depends on the debtor's situation. The lawyer or agency always pay such fees upfront, however they must be reimbursed before they split the money recovered with you. Please note, that even though they are an attorney, they never charge you for their time as JudgmentBuy refers you to pure contingency recovery lawyers or pure contingency collection agencies. The fees are only actual, out-of-pocket court-related expenses incurred by the lawyer. So, a more accurate version of the above example might look like: $1,000 collected next month, with $35 in fees incurred, leaving $965, of which the lawyer keeps 45%, and sends you 55% of that - $530.75, and later you would pay JudgmentBuy 5%, $26.53. Note that JudgmentBuy's referrals costs you nothing unless you first get extra money from our referral, nothing upfront, and almost always saves you money. The lawyer or collection agency we refer you agrees to discount their normal fee. Without using Judgmentbuy's expertise, you would not save any money, and would have less chance of recovering any of your money. Go Back To Articles 
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Mark D. Shapiro 1346 The Alameda Suite 7-156 San Jose, CA 95126 
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