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What if I want my Judgment back?

Q: If I am not happy with a Judgment Enforcer's service, do I have a legal right to ask them to give the judgment back to me so I can find another Judgment Enforcer? If so, how much I owe you or them, if anything?

A: First, Judgment Enforcers are not a service. Second, if nothing is collected you don't owe anyone anything. Third, Judgment Enforcers are entities who bought your judgment. If the debtor has assets showing - you might "be happy". If your debtor has no assets showing - you might not "be happy". (Happiness is a choice.)

When you use a collection agency or a collection lawyer to recover your judgment, you retain ownership of your judgment, and JudgmentBuy refers you to the best.

When a Judgment Enforcer buys a judgment, it has to be without recourse - meaning it is not up to you when or if you get it back. This is not our idea, its the law - it is the only way a Judgment Enforcer can enforce a judgment that did not start out belonging to them.

If several years pass - and the Judgment Enforcer can't find any of the debtor's assets - then if you ask - they may decide return it to you. (If they have spent money, they usually add that to the debtor's debt - and they may ask you to reimburse them for what they spent.)

Keep in mind, if a qualified Judgment Enforcer (local to the debtor) can't enforce this judgment, it is very unlikely anyone else can either.


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