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You Cleaned out my Bank Account!

Q: A Judgment Enforcer cleaned out my bank account! - I can't pay my rent! What kind of people are you guys? - Why would someone do that to me?

A: The Judgment Enforcer's job (and legal right) is to enforce this judgment against you.

It's not personal - it is business. This is a court case you lost that became a final judgment. You almost certainly knew about it, and that a Judgment Enforcer (JE) was trying to get the judgment paid. You could have contacted the JE.

If you had called, emailed, faxed, or mailed the JE - to start a discussion on how to start to pay this judgment over time - this would not have happened.

Maybe you ignored the JE's letters. Sometimes you also got notice of liens being recorded and Memorandum Of Costs mailed to you. In all cases the JE's contact information was very obvious.

JEs are very good at finding bank accounts and jobs - and other assets. One "problem" is JEs must follow laws. If they knew how much money was in your bank account - most would have not taken all of it. However, current laws mean JEs cannot really know how much you have.

When a JE has the Sheriff take your money - they can't say "take 70% of it". Current laws require that a JE take as much as will satisfy the judgment - or as much as your bank account has. (And if this was not a surprise - you could have moved the money before the JE could get it.)


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